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8 Credit Card Transfer Bonuses Live Right Now: May 2026
July 1, 2025
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
If you've been sitting on a stash of credit card points waiting for the right moment to transfer, that moment is here. Eight transfer bonuses are active right now, and most expire within the next four to six weeks.
Here's every bonus currently live and what you need to know before transferring.
All Active Transfer Bonuses: May 2026
- Chase Ultimate Rewards has three bonuses running simultaneously. The biggest is a 55% bonus to Marriott Bonvoy, where 1,000 points become 1,550 Bonvoy points, running through June 30. Chase is also offering a 30% bonus to Southwest Rapid Rewards (expires June 5) and a 20% bonus to Air France-KLM Flying Blue (expires May 27).
- Citi ThankYou Rewards is offering a 30% bonus to I Prefer Hotel Rewards and a 25% bonus to Wyndham Rewards, both through June 13. One important caveat: the full transfer ratio only applies if you hold the Citi Strata Elite℠ Card, Citi Strata Premier® Card, or Citi Prestige Card. Other Citi cards don't unlock the full 1:1 ratio, so the effective value is lower.
- Amex Membership Rewards is offering a 20% bonus to Hilton Honors through May 30. At the standard 1:2 ratio, 1,000 Amex points get you 2,000 Hilton points. With the bonus, that becomes 2,400.
- Capital One Miles has a 20% bonus to Qantas Frequent Flyer through May 31, where 1,000 Capital One miles converts to 1,200 Qantas points.
- Rove is offering a 25% bonus to Air Canada Aeroplan through June 6, where 1,000 Rove miles converts to 1,250 Aeroplan points.
Always confirm current rates and expiration dates directly on your issuer's site before transferring.
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The Best Transfers Right Now
Not all of these bonuses are equal. Here are the ones worth paying the most attention to.
Chase to Flying Blue (20%, expires May 27) is one of the most versatile transfers on this list. Air France-KLM Flying Blue uses dynamic pricing but regularly runs Promo Rewards sales with steep discounts on specific routes, sometimes as low as 8,000 miles for a one-way transatlantic flight in economy. If you have a Europe trip on the horizon and can find available Promo Rewards space, this is a strong use of Chase points even at a 20% bonus.
Chase to Marriott (55%, expires June 30) is the headline number this month, but it comes with some nuance. Marriott Bonvoy runs a fully dynamic award program, which means redemption rates vary widely by property. The sweet spot is using Bonvoy points at luxury properties where cash rates are high. If you have a specific high-end Marriott property in mind and the points rates are favorable, 1,550 Bonvoy points per Chase point transferred is solid value.
Amex to Hilton (20%, expires May 30) is worth a close look for anyone with a Hilton redemption planned. Hilton points are generally worth less individually, but the program has no blackout dates and some properties offer strong value, especially at higher-tier hotels during peak periods. The boosted 1:2.4 ratio helps offset the lower per-point value.
Rove to Aeroplan (25%, expires June 6) is compelling for anyone holding Rove miles. Aeroplan is one of the strongest Star Alliance programs available, with partner redemption options on United, Lufthansa, Swiss, and others. The 25% bonus makes this transfer notably better than standard, and Aeroplan's distance-based pricing can deliver strong value on premium cabin international flights.
Capital One to Qantas (20%, expires May 31) is worth considering if you're targeting Oneworld partner flights. Qantas Frequent Flyer lets you book flights on American Airlines, British Airways, Cathay Pacific, and others, sometimes at competitive rates compared to booking directly through those programs.
The Ones Worth Acting On This Week
The Chase to Flying Blue bonus expires May 27, the Amex to Hilton bonus expires May 30, and the Capital One to Qantas bonus expires May 31. If any of those are on your radar, you have very little time left.
How Transfer Bonuses Work
When a transfer bonus is active, your points go further than the standard ratio. The Amex to Hilton example above is a good illustration: a 20% bonus turns 1,000 points into 2,400 Hilton points instead of the standard 2,000.
There's also a handy formula for calculating exactly how many points you need to transfer. Divide the total points required for your redemption by 1 plus the bonus percentage. For a 20% bonus that requires 100,000 points: 100,000 / 1.2 = 83,334. Transfer that amount, and the bonus covers the rest.
A Few Things to Keep in Mind
Points transfers are one-way and permanent. Once you transfer, you can't reverse it. Before moving anything, confirm you have a specific redemption in mind and that the award space is actually available. Speculative transfers carry real risk since availability can change, and program devaluations happen.
Transfer times also vary by partner. Amex to Hilton is instant. Capital One to Qantas varies. Factor that in if you're booking something time-sensitive.
Make Sure You're Earning the Right Points First
Transfer bonuses amplify the value of points you already have, but they only matter if you're earning the right currency to begin with. Kudos automatically identifies which card earns you the most at every checkout, so your points are always building in the program that works hardest for you.
FAQ
What is a points transfer bonus?
A transfer bonus is a limited-time promotion that lets you transfer credit card points to a partner loyalty program at a better-than-normal ratio. A 20% bonus means that for every 1,000 points you transfer, you get 1,200 in the receiving program instead of the standard amount.
Are transfer bonuses worth it?
They can be, but only if you have a specific redemption in mind. Transfers are permanent, so moving points without a clear plan risks getting stuck with points in a program you may not be able to use well.
How do I know if a transfer bonus is available to me?
Log into your credit card rewards account and look for transfer partner promotions. Some bonuses are targeted, meaning they won't be visible to all cardholders even if they're publicly announced.
Can I transfer points to multiple partners during the same bonus period?
Yes. If multiple bonuses are running at the same time across different programs, you can take advantage of more than one as long as you hold the relevant cards.
How long do transfers take?
It depends on the program. Some, like Amex to Hilton, are instant. Others can take a few days or longer. Check your issuer's transfer page for estimated timing before you book anything time-sensitive.
What happens if the award space disappears after I transfer?
Unfortunately, nothing. Transfers are irreversible, so always confirm award availability before initiating a transfer.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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