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Amex Platinum $200 Oura Ring Credit + 30% Black Friday Deal
July 1, 2025
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Get an Oura Ring 4 for $44 (Limited Time)
The American Express Platinum Card® offers up to $200 in statement credits annually when you purchase an Oura Ring at Ouraring.com. The up to $200 Oura Ring credit just got significantly better. With Oura's Black Friday sale offering up to 30% off Gen 4 rings from November 20 through December 1, 2025, Platinum cardholders can score premium sleep tracking hardware for as little as $44 out-of-pocket.
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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Quick Math:
- Oura Ring Gen 4: $349
- Black Friday discount (30%): -$105
- Amex Platinum credit: -$200
- Your cost: $44
This transforms one of the most expensive smart rings on the market into the best value in wearable sleep tracking, but only if you understand the rules, avoid common mistakes, and act during the promotional window.
Understanding the up to $200 Oura Ring Credit
The Amex Platinum Oura Ring credit is straightforward but has specific requirements:
How It Works
- Credit Amount: Up to $200 per calendar year
- Per Account: The $200 limit applies to your entire Card Account, not per cardholder
- Timing: Credits typically post within 3-5 days but can take up to 8 weeks
- Enrollment Required: You must activate the benefit before purchasing
What Qualifies
Eligible Purchases:
- Oura Ring Gen 3 or Gen 4 hardware
- Purchased directly at Ouraring.com (U.S. site only)
- Charged to your enrolled Platinum Card®
- Shipped to U.S. addresses (excluding territories)
Not Eligible:
- Oura membership fees ($5.99/month)
- Chargers, add-ons, or extended warranties
- Gift cards
- Third-party retailers (Amazon, Best Buy, etc.)
- Orders shipped outside the U.S. or to territories
How to Activate and Use the Credit
Step 1: Enroll in the Benefit
Before buying your Oura Ring:
- Log into your American Express account (online or mobile app)
- Navigate to "Amex Offers & Benefits"
- Find the $200 Oura Ring Credit tile
- Click "Enroll"
Enrollment is one-time and stays active on your card. Skip this step and the credit won't post—even if you buy from Ouraring.com.
Step 2: Order Your Oura Ring
Order a Free Sizing Kit First
Oura's sizing differs from standard rings. The Gen 4 also fits differently than Gen 3 (more on this below). Order the free sizing kit from Ouraring.com to avoid returns and potential credit complications.
Choose Your Model
You'll decide between Gen 3 and Gen 4:
- Gen 3: Starts at $199, often discounted. Nearly free with Platinum credit
- Gen 4: Starts at $349. You'll pay $149 out-of-pocket after the $200 credit
Step 3: Make Your Purchase
- Go to Ouraring.com
- Use your enrolled Platinum Card® at checkout
- Ensure shipping address is in the U.S. (not territories)
- Keep your confirmation email
Step 4: Track Your Credit
The $200 credit should appear on your statement within 3-5 days, though it can take up to 8 weeks. Track it in your Amex account under the benefit tracker.
Important: If you return or cancel your order, Amex will reverse the credit.
Black Friday 2025: Up to 30% Off Oura Rings
Oura announced their Black Friday promotion running November 20 - December 1, 2025, offering up to 30% off select Gen 4 styles. This is Oura's most aggressive discount in two years and stacks with the Amex Platinum credit.
Expected Black Friday Pricing
Gen 4 Standard Finishes (Silver, Stealth, Brushed Silver):
- Regular price: $349
- 30% discount: -$105
- Sale price: $244
- After Amex credit: $44
Gen 4 Premium Finishes (Rose Gold, Gold):
- Regular price: $449-$499
- Estimated 20-25% discount: -$90-$125
- Sale price: $359-$374
- After Amex credit: $159-$174
Gen 3 Pricing: Gen 3 models are already heavily discounted at $199 and may not receive additional Black Friday discounts. However, at $199 minus the $200 credit, they're essentially free (minus sales tax).
How to Stack Multiple Discounts for Maximum Savings
Beyond the Black Friday sale and Amex Platinum credit, additional stacking opportunities exist:
Confirmed Stackable Discounts
Beyond the Black Friday sale and Amex Platinum credit, additional stacking opportunities exist:
Confirmed Stackable Discounts
CLEAR+ Members: 10% off (up to $49 off Gen 4)
How to access: Link CLEAR+ membership to Oura account before checkout
Lululemon Studio Members: $40 off
How to access: Verify membership through Oura's partner portal
Military/First Responders (GOVx): $50 off Gen 4
How to access: Verify through GOVx platform, then redirect to Ouraring.com
Perplexity Pro Subscribers: $50 off
How to access: Check Perplexity Pro benefits section for unique link
Theoretical Maximum Savings (Gen 4)
- Oura Ring Gen 4: $349
- Black Friday discount (30%): -$105
- Amex Platinum credit: -$200
- GOVx military discount: -$50
- Net cost: -$6 (you'd need to exclude one discount)
In reality, the Black Friday discount and military/Perplexity discounts may not stack. Test at checkout during the promotion period.
Step-by-Step: How to Use Your Amex Platinum Oura Ring Credit
Before You Buy: Enrollment Is Mandatory
Step 1: Enroll in the Benefit
- Log into your Amex account (web or mobile app)
- Navigate to "Benefits" or "Amex Offers"
- Search for "Oura Ring"
- Click "Enroll"
- Confirm enrollment on your Platinum Card
Important: Enrollment must happen before purchase. There are no retroactive credits if you forget this step.
Step 2: Order Your Free Sizing Kit
Oura sizing differs from traditional rings, and Gen 4 fits looser than Gen 3 due to recessed sensors. Order the free sizing kit at least one week before Black Friday to ensure proper fit.
Alternative: Visit Costco, Best Buy, or Target to try display models in-person. This won't trigger the credit—you still need to buy from Ouraring.com, but it saves waiting for the sizing kit.
Step 3: Make Your Purchase During Black Friday
Timing Window: November 20-December 1, 2025
- Visit Ouraring.com
- Select your Oura Ring model and size
- Apply any additional discount codes (GOVx, Perplexity, etc.)
- Use your enrolled Amex Platinum Card at checkout
- Verify shipping address is in the U.S. (not territories)
- Save your order confirmation email
Step 4: Track Your Credit
The $200 statement credit should appear within 3-5 days after your purchase posts to your account. Track it in your Amex app under the Benefits section.
If the credit doesn't post: Contact Amex customer service with your order confirmation. Credits can take up to 8 weeks but usually post much faster.
Oura Ring Gen 3 vs Gen 4: Which Should You Buy?
With both generations eligible for the Amex credit, the question becomes: is Gen 4's improved accuracy worth the extra $44 after discounts?
Oura Ring Gen 3: Nearly Free Option
Pricing:
- Heritage (flat-top design): $199
- Horizon (fully round): $299
- Net cost after $200 Amex credit: $0-$99
Pros:
- Essentially free after Amex credit
- Proven sleep tracking (same algorithms as Gen 4)
- Receives most major app updates
- Available in affordable finishes
Cons:
- Raised interior sensors (less comfortable)
- Limited size range (6-13)
- Lower blood oxygen accuracy
- No future hardware features
Best for: Budget-conscious users testing whether they'll consistently wear a smart ring. Perfect if you're skeptical about subscription wearables but want to try Oura's sleep insights.
Oura Ring Gen 4: Premium Sleep Tracking
Pricing:
- Standard finishes: $349 ($244 on Black Friday)
- Premium finishes: $449-$499 ($359-$374 on Black Friday)
- Net cost after $200 Amex credit: $44-$174
Pros:
- Smart Sensing technology adapts to your finger
- 30% more accurate blood oxygen readings
- 15% better respiratory tracking
- Fully recessed sensors (much more comfortable)
- Expanded size range (4-15)
- Future-proofed for upcoming features
Cons:
- Costs $44+ out-of-pocket even with stacked discounts
- Fits looser than Gen 3 (order one size down if upgrading)
- Some advertised features still "coming soon"
Best for: Users committed to optimizing sleep and recovery who want the most accurate data. Worth the extra $44 if you'll wear it nightly for at least a year.
The Sizing Trap When Upgrading
Critical: If you're switching from Gen 3 to Gen 4, order one size smaller. Gen 4's recessed sensors create a looser fit even in the same size number. A loose ring causes data gaps and defeats the purpose of upgrading to better sensors.
The Oura Ring credit is one piece of the Platinum Card®'s $895 annual fee (See Rates & Fees) puzzle. When you stack multiple benefits, the math makes more sense:
- Up to $200 Oura Ring Credit
- Up to $300 Lululemon Credit ($75 quarterly)
- Up to $400 Resy Dining Credit ($100 quarterly)
- Up to $600 Hotel Credit ($300 semi-annually)
- UP to $200 Uber Cash + $120 Uber One
- Up to $300 Digital Entertainment Credit ($25 monthly)
That's $2,220 in annual credits before you touch the travel perks (airport lounges, Fine Hotels & Resorts, Global Entry, etc.).
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Action Steps Before Black Friday
Week of November 11-17:
- Enroll in the Amex Platinum Oura benefit (if you haven't already)
- Order your free Oura sizing kit at Ouraring.com
- Try on display models at Costco, Best Buy, or Target if available locally
- Verify your GOVx, CLEAR+, Lululemon, or Perplexity discount eligibility
November 20-December 1 (Black Friday Window):
- Visit Ouraring.com when the sale goes live
- Apply any additional discount codes at checkout
- Pay with your enrolled Amex Platinum Card
- Verify shipping address is in the U.S.
- Save your order confirmation
Post-Purchase:
- Track the $200 credit in your Amex app (should post within 3-5 days)
- Download the Oura app and create your account
- Start your free first month of Oura membership
- Submit receipt to HSA/FSA if applicable
Track This Credit Automatically With Kudos
Manually tracking which benefits you've used, which credits expire when, and which card earns the most per purchase is exhausting. Kudos automates all of it.
Kudos tracks:
- All your Amex Platinum credits with expiration dates
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- Approval odds before you apply for new cards
Get started free and let Kudos handle benefit management while you focus on better sleep.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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