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Amex Platinum Resy & lululemon Credits: Use by Sept 30, 2026
September 27, 2026

If you carry The Platinum Card® from American Express (See Rates & Fees), two quarterly credits reset on October 1: up to $100 at Resy restaurants and up to $75 at lululemon. Whatever you have not used by September 30 is gone for good.
That is up to $175 on the table this week. Here is how to make sure each credit actually triggers.
How Much Is Left, and When Does It Expire?
- Resy credit: up to $100 back per quarter, up to $400 per calendar year.
- lululemon credit: up to $75 back per quarter, up to $300 per calendar year.
- Q3 window: July 1 through September 30. Q4 starts fresh on October 1.
Both credits require enrollment in your American Express account or app. Enroll before you spend, since purchases made before enrolling may not count. Statement credits can take up to 8 weeks to post, so a missing credit this week does not mean it failed.
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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Credits like these are easy to forget until they expire. The Kudos Benefits Tracker lists every credit on your cards and shows what is still unused this quarter. See how the Benefits Tracker works.
How to Use the Amex Platinum Resy Credit Before September 30
The credit applies to eligible purchases at participating U.S. restaurants on Resy, and you do not need to book through Resy for it to count. Paying your bill with your Platinum Card at a qualifying restaurant is what triggers it.
Find a Qualifying Restaurant
Open the Resy app or Resy.com and browse restaurants near you. Amex says the credit works at more than 10,000 U.S. Resy restaurants, but not every restaurant is part of the program, so confirm the spot is listed on Resy before you go.
What Does Not Count
- Gift cards bought at the restaurant
- Resy-branded gift cards
- Merchandise and restaurant software purchases
Tips for the Last Weekend
- Book tonight or tomorrow. Popular Resy restaurants fill up fast on the last weekend of a quarter.
- Put the whole bill on your Platinum. Splitting the check means only your portion counts toward the $100.
- Check the transaction date. The charge needs to post in Q3. A dinner on the night of September 30 at a restaurant that batches payments late could land in October.
The Kudos Benefits Tracker shows which quarterly credits you have left on each card, so you can use them before they reset.
Want help getting a table at a hard-to-book spot? Platinum Card Members can also use the Amex concierge. What Amex Platinum concierge can do for restaurants.
How to Use the Amex Platinum lululemon Credit Before September 30
The credit covers eligible purchases at lululemon stores in the U.S., on shop.lululemon.com, or in the lululemon app. The credit is capped at $75 per quarter, so anything you spend above that is on you.
Where It Does Not Work
- lululemon outlets, warehouse sales, showrooms, and event locations
- lululemon Studio and Like New resale
- Orders shipped outside the U.S.
Can You Use the lululemon Credit on a Gift Card?
You may see people online say they triggered the credit by buying a lululemon gift card. lululemon's own terms say the credit is not valid on gift card purchases. Even if a credit posts, Amex can reverse credits it later finds ineligible, so we would not count on this.
A safer move is to buy something you will actually use for close to $75. Socks, belt bags, hats, and water bottles make it easy to land near the cap without going far over.
Watch Out for Returns
If you return an item after the credit posts, Amex can take the credit back. Buy something you plan to keep.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
The lululemon credit is part of a bigger wellness bundle on the Platinum. Here is how the rest of it adds up. Amex Platinum wellness credits explained.
What Else on the Amex Platinum Ends September 30?
Platinum Card Members also lose access to Lufthansa lounges on September 30. If you have a trip through a Lufthansa hub coming up, plan around it now. Read what changes with Lufthansa lounge access.
With an $895 annual fee (See Rates & Fees), the quarterly credits are a big part of what makes the card pay for itself. Missing one quarter of Resy and lululemon means $175 you cannot get back.
Frequently Asked Questions
Do Amex Platinum Resy credits roll over?
No. Unused Resy credit expires at the end of each quarter. Your Q3 credit ends September 30, and a new $100 becomes available October 1.
Do I need a Resy reservation to get the credit?
No. Any eligible purchase at a participating U.S. Resy restaurant counts, whether or not you booked through Resy.
How long does the lululemon credit take to post?
Usually a few days, but lululemon's terms say it can take up to 8 weeks after the purchase is charged to your card.
Does the Business Platinum Card get these credits?
No. The Resy and lululemon credits covered here are on the personal Platinum Card. The Business Platinum Card® from American Express has its own set of credits, which you can track inside Kudos.
The Bottom Line
You have until September 30 to use up to $100 at a Resy restaurant and up to $75 at lululemon. Enroll first, pay with your Platinum Card, and skip the lululemon gift card workaround. Then set yourself a reminder for the Q4 credits, or let the Kudos Benefits Tracker keep count for you.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.












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