Advertiser Disclosure
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Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Skip the Guesswork: See Your Card Approval Odds Instantly Inside Kudos

Know your credit card approval chances upfront—no surprises!

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Approval hero

Applying for credit cards shouldn't feel like rolling the dice. Yet for most people, hitting "submit" on a credit card application is a leap of faith: Will you get approved, or will you face rejection and a hard inquiry on your credit report?

You never have to worry again. We just launched Approval Odds – a new feature that tells you exactly where you stand before you apply.

What Are Approval Odds?

When you browse credit cards inside Kudos - either from the web or from our mobile app - you'll now see a clear assessment of your approval chances for each card: Excellent, High, Moderate, or Low. No more guessing, no more surprise rejections.

More:

Stop Missing Credit Card Sign-Up Bonuses: Track Your Progress for Free with Kudos

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

How It Works

Our approval odds are powered by your free credit score and profile data that's already in your Kudos account. We analyze key factors like:

✅Credit score: Your current FICO score

✅Credit utilization: How much of your available credit you're using

✅Account history: Length and depth of your credit history

✅Recent inquiries: New accounts and applications

✅Chase 5/24 status automatically: no more counting cards manually to make sure you're under the Chase 5/24 Rule

Based on this analysis, we give you a personalized assessment for every card in our database, and we’ve got a lot of them in there - over 3,000!

An icon of a lightbulb
Kudos Tip

You can manage all your credit cards in one place and check your credit score for free with our unified wallet management.

More:

How to Unlock Hidden Credit Card Superpowers Worth $2,800+ Per Year

The Benefits

No more wasted hard inquiries. See which cards you're likely to get approved for before you apply, so you can focus your applications strategically.

Instant insights. Your approval odds update automatically as your credit profile changes, so you always have current information.

Confidence in your choices. Browse cards knowing exactly where you stand, and apply with confidence when you find the right match.

More:

The Chase 5/24 Rule: What It Is and How to Check Your Status

Ready to Try It?

Open Kudos and start browsing cards. You'll see your personalized approval assessment for each one. Your credit journey just got a lot more predictable.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Skip the Guesswork: See Your Card Approval Odds Instantly Inside Kudos

Know your credit card approval chances upfront—no surprises!

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Applying for credit cards shouldn't feel like rolling the dice. Yet for most people, hitting "submit" on a credit card application is a leap of faith: Will you get approved, or will you face rejection and a hard inquiry on your credit report?

You never have to worry again. We just launched Approval Odds – a new feature that tells you exactly where you stand before you apply.

What Are Approval Odds?

When you browse credit cards inside Kudos - either from the web or from our mobile app - you'll now see a clear assessment of your approval chances for each card: Excellent, High, Moderate, or Low. No more guessing, no more surprise rejections.

More:

Stop Missing Credit Card Sign-Up Bonuses: Track Your Progress for Free with Kudos

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

How It Works

Our approval odds are powered by your free credit score and profile data that's already in your Kudos account. We analyze key factors like:

✅Credit score: Your current FICO score

✅Credit utilization: How much of your available credit you're using

✅Account history: Length and depth of your credit history

✅Recent inquiries: New accounts and applications

✅Chase 5/24 status automatically: no more counting cards manually to make sure you're under the Chase 5/24 Rule

Based on this analysis, we give you a personalized assessment for every card in our database, and we’ve got a lot of them in there - over 3,000!

An icon of a lightbulb
Kudos Tip

You can manage all your credit cards in one place and check your credit score for free with our unified wallet management.

More:

How to Unlock Hidden Credit Card Superpowers Worth $2,800+ Per Year

The Benefits

No more wasted hard inquiries. See which cards you're likely to get approved for before you apply, so you can focus your applications strategically.

Instant insights. Your approval odds update automatically as your credit profile changes, so you always have current information.

Confidence in your choices. Browse cards knowing exactly where you stand, and apply with confidence when you find the right match.

More:

The Chase 5/24 Rule: What It Is and How to Check Your Status

Ready to Try It?

Open Kudos and start browsing cards. You'll see your personalized approval assessment for each one. Your credit journey just got a lot more predictable.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Skip the Guesswork: See Your Card Approval Odds Instantly Inside Kudos

Know your credit card approval chances upfront—no surprises!

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Approval hero

Applying for credit cards shouldn't feel like rolling the dice. Yet for most people, hitting "submit" on a credit card application is a leap of faith: Will you get approved, or will you face rejection and a hard inquiry on your credit report?

You never have to worry again. We just launched Approval Odds – a new feature that tells you exactly where you stand before you apply.

What Are Approval Odds?

When you browse credit cards inside Kudos - either from the web or from our mobile app - you'll now see a clear assessment of your approval chances for each card: Excellent, High, Moderate, or Low. No more guessing, no more surprise rejections.

More:

Stop Missing Credit Card Sign-Up Bonuses: Track Your Progress for Free with Kudos

How It Works

Our approval odds are powered by your free credit score and profile data that's already in your Kudos account. We analyze key factors like:

✅Credit score: Your current FICO score

✅Credit utilization: How much of your available credit you're using

✅Account history: Length and depth of your credit history

✅Recent inquiries: New accounts and applications

✅Chase 5/24 status automatically: no more counting cards manually to make sure you're under the Chase 5/24 Rule

Based on this analysis, we give you a personalized assessment for every card in our database, and we’ve got a lot of them in there - over 3,000!

An icon of a lightbulb
Kudos Tip

You can manage all your credit cards in one place and check your credit score for free with our unified wallet management.

More:

How to Unlock Hidden Credit Card Superpowers Worth $2,800+ Per Year

The Benefits

No more wasted hard inquiries. See which cards you're likely to get approved for before you apply, so you can focus your applications strategically.

Instant insights. Your approval odds update automatically as your credit profile changes, so you always have current information.

Confidence in your choices. Browse cards knowing exactly where you stand, and apply with confidence when you find the right match.

More:

The Chase 5/24 Rule: What It Is and How to Check Your Status

Ready to Try It?

Open Kudos and start browsing cards. You'll see your personalized approval assessment for each one. Your credit journey just got a lot more predictable.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Skip the Guesswork: See Your Card Approval Odds Instantly Inside Kudos

Know your credit card approval chances upfront—no surprises!

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Applying for credit cards shouldn't feel like rolling the dice. Yet for most people, hitting "submit" on a credit card application is a leap of faith: Will you get approved, or will you face rejection and a hard inquiry on your credit report?

You never have to worry again. We just launched Approval Odds – a new feature that tells you exactly where you stand before you apply.

What Are Approval Odds?

When you browse credit cards inside Kudos - either from the web or from our mobile app - you'll now see a clear assessment of your approval chances for each card: Excellent, High, Moderate, or Low. No more guessing, no more surprise rejections.

More:

Stop Missing Credit Card Sign-Up Bonuses: Track Your Progress for Free with Kudos

How It Works

Our approval odds are powered by your free credit score and profile data that's already in your Kudos account. We analyze key factors like:

✅Credit score: Your current FICO score

✅Credit utilization: How much of your available credit you're using

✅Account history: Length and depth of your credit history

✅Recent inquiries: New accounts and applications

✅Chase 5/24 status automatically: no more counting cards manually to make sure you're under the Chase 5/24 Rule

Based on this analysis, we give you a personalized assessment for every card in our database, and we’ve got a lot of them in there - over 3,000!

An icon of a lightbulb
Kudos Tip

You can manage all your credit cards in one place and check your credit score for free with our unified wallet management.

More:

How to Unlock Hidden Credit Card Superpowers Worth $2,800+ Per Year

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

The Benefits

No more wasted hard inquiries. See which cards you're likely to get approved for before you apply, so you can focus your applications strategically.

Instant insights. Your approval odds update automatically as your credit profile changes, so you always have current information.

Confidence in your choices. Browse cards knowing exactly where you stand, and apply with confidence when you find the right match.

More:

The Chase 5/24 Rule: What It Is and How to Check Your Status

Ready to Try It?

Open Kudos and start browsing cards. You'll see your personalized approval assessment for each one. Your credit journey just got a lot more predictable.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.