Chase Becomes First Major Bank to Let Credit Card Points Buy Cryptocurrency (2026)

Which Chase Cards Earn Ultimate Rewards?

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The Premium Travel Powerhouses

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• Chase Sapphire Reserve®

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "$300 Annual Travel Credit"} ]]

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• Chase Sapphire Preferred® Card

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Travel Value"} ]]

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The Everyday Cash Back Champions

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• Chase Freedom Unlimited®

[[ SINGLE_CARD * {"id": "497", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Cash Back Seekers", "headerHint": "Fantastic Cash Back Card"} ]]

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• Chase Freedom Flex®

[[ SINGLE_CARD * {"id": "2883", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "No-Fee Card Seekers", "headerHint" : "No Annual Fee" } ]]

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The Business Card Squad

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• Ink Business Preferred® Credit Card

^{All information about the Ink Business Preferred® Credit Card has been collected independently by Kudos. Ink Business Preferred® Credit Card is no longer available through joinkudos.com.}

[[ SINGLE_CARD * {"id": "1100", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Valuable Rewards" } ]]

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•  Ink Business Unlimited® Credit Card

[[ SINGLE_CARD * {"id": "1098", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "No Fee Credit Card" } ]]

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• Ink Business Cash® Credit Card

[[ SINGLE_CARD * {"id": "1099", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Small Business Owners", "headerHint" : "Maximize Cash Back" } ]]

Current Crypto Credit Cards vs. Chase's New Offering

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To understand the significance of the JPMorgan Chase and Coinbase partnership, it's important to examine the current crypto credit card landscape. While several cards offer cryptocurrency rewards directly, the number of available crypto credit cards has shrunk drastically in recent years.

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Currently Available Crypto Credit Cards

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The Gemini Credit Card®

The Gemini Credit Card® offers 4% back in crypto on gas purchases up to $200 in spend per month, then 1%, 3% back on dining, 2% on groceries, and 1% on all other transactions, with rewards instantly deposited into users' Gemini accounts. The card supports over 50 cryptocurrencies and has no annual fee or foreign transaction fees.

[[ SINGLE_CARD * {"id": "3365", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Cryptocurrency Users", "headerHint" : "Earn Cryptocurrency" } ]]

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Coinbase One Card (Launching Fall 2025)

The new Coinbase One Card, slated for fall 2025, will earn up to 4% bitcoin back and is exclusively available to Coinbase One subscription members starting at $49.99 per year. This card will directly compete with traditional crypto rewards offerings.

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Crypto.com Visa Card

This prepaid card offers tiered rewards based on how much CRO cryptocurrency users stake, with rates potentially reaching up to 8% back in certain categories for high-tier users.

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Nexo Card

The Nexo Card offers cashback rewards between 0.1-2%. You have the option to earn rewards in BTC or NEXO, though it's currently only available in the UK and EU.

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Venmo Credit Card (Crypto Feature)

This card earns 3% cash back in your top spend category, 2% in the second, and 1% on the rest. What makes it crypto-compatible is the optional feature where you can have Venmo automatically use your cash back to purchase crypto.

[[ SINGLE_CARD * {"id": "2474", "isExpanded": "false", "bestForCategoryId": "52", "bestForText": "Cash Back Seekers", "headerHint" : "Twist on Cash Back" } ]]

What This Means for the Future of Money (No, Really)

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This partnership is huge for mainstream crypto adoption. Think about it – millions of Chase cardholders who might have been crypto-curious but never took the plunge now have an easy way in. No setting up complicated exchanges, no figuring out wallet addresses – just transfer your points and you're in the game. If Chase's program takes off, expect to see similar partnerships popping up everywhere. We might be looking at the beginning of a whole new way that traditional finance and crypto work together.