Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Does Chime® Take Apple Pay?
July 1, 2025
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A.. The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A.
Quick Answer
Yes, Chime® accepts Apple Pay. Members can add their Chime Visa® Debit Card to Apple Pay for contactless payments at supported terminals.
[[ SINGLE_CARD * {"id": "523", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Budget-Conscious Individuals", "headerHint" : "User-Friendly" } ]]
How to Use Apple Pay at Chime
- Open the Wallet app on your iPhone and select your Chime debit card or Chime Card™.
- Hold your iPhone near the contactless reader.
- Authenticate using Face ID, Touch ID, or your passcode.
[[ SINGLE_CARD * {"id": "3069", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Credit Builders", "headerHint" : "Enhanced Rewards" } ]]
Alternative Payment Methods Accepted at Chime
Chime offers a variety of alternative payment methods to cater to its members' diverse needs:
- Credit Card: The secured Chime Visa® Credit Card
- Mobile Wallets: Apple Pay®, Google Pay®, Samsung Pay®
- Cash: Deposits at Walgreens, Duane Reade, Walmart, CVS, 7-Eleven, and other retail locations
Chime Online Payment Options
Chime offers a variety of online payment options to make managing your finances easier. Here are five key options available on Chime's website or app:
- ATM Withdrawals: Withdraw up to $515 per day from over 47,000 fee-free ATMs.*
- Cash Deposits^: Deposit cash fee-free at Walgreens and Duane Reade locations.
- Contactless Payments: Use Apple Pay™, Google Pay™, or Samsung Pay™ for secure, contactless transactions.
- In-Network ATM Access: Access fee-free ATMs at MoneyPass, Allpoint, and Visa Plus Alliance locations.
- Out-of-Network ATM Withdrawals: Withdraw cash with a $2.50 fee per transaction, plus any operator fees.
*Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.
^ Once the retailer accepts your cash, the funds will be transferred to your Chime account. You may use your barcode, debit card, or Chime Card to deposit cash. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. Cash deposits using a barcode or debit card are deposited to your Checking Account. If you have the Chime Card, those funds will be automatically swept to your Chime Card Secured Deposit Account. Cash deposits using your Chime Card first go to your Chime Card Account, then transferred to your Chime Card Secured Deposit Account. Cash deposits are not payment for any Chime Card balance due.
When shopping online with your Chime card, use Kudos to ensure you're using the credit card that will earn you the most rewards on your purchases. Some cards offer up to 6% cash back at certain stores, maximizing your savings and benefits.
Use Kudos When you Use your Chime® Card to Shop Online
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy. We focus on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase—just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Can I use Apple Pay with my Chime debit card?
Yes, Chime debit cards can be added to Apple Pay for contactless payments at supported terminals.
Are there any fees for using Apple Pay with my Chime debit card?
No, there are no additional fees for using Apple Pay with your Chime debit card for contactless payments.
Can I use Apple Pay with my Chime Card™?
Yes, you can add your Chime Card™ to Apple Pay for contactless payments at supported terminals.
Can I use Apple Pay with my Chime debit card for online purchases?
Yes, you can use Apple Pay with your Chime debit card for online purchases at merchants that accept Apple Pay.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
.webp)
.webp)
