Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Does Microsoft Take Apple Pay? (2024 Guide)
Quick Answer
Microsoft does not accept Apple Pay for any purchases, either in physical Microsoft Stores or on Microsoft.com. The company primarily accepts credit cards, debit cards, PayPal, and Microsoft account balances for payments.
In-Store Payment Options at Microsoft
Microsoft Store retail locations do not accept Apple Pay or other contactless payment methods. Accepted payment methods include:
- Credit cards (Visa, Mastercard, American Express, Discover)
- Debit cards
- Microsoft Gift Cards
- Cash
- Microsoft Account balance
Online Payment Options at Microsoft
Microsoft.com does not support Apple Pay. Available payment options include:
- Credit/debit cards
- PayPal
- Microsoft Account balance
- Microsoft Gift Cards
- Bank transfer (select countries)
💡 Shopping Online? Before you checkout at Microsoft.com, install Kudos (it's free!) to automatically earn more rewards. Kudos is a free AI-powered smart wallet that helps you optimize your credit card usage when shopping online. It's compatible with over 15,000 stores and offers the potential to earn up to 25% back during special promotional events. That's higher than Rakuten, Honey, and Capital One Shopping.
Tips for Shopping at Microsoft
- Use a rewards credit card for big purchases like Surface devices or Xbox consoles
- Consider Microsoft's Xbox All Access program for console purchases
- Watch for seasonal sales events like Black Friday
- Check if your employer offers corporate discounts
How to Save Money at Microsoft
- Sign up for Microsoft Rewards
- Look for student and military discounts
- Buy during major sales events
- Consider refurbished devices
- Use Price Protection when available
💡 Pro tip: Use Kudos to stack your credit card rewards with Microsoft Rewards points for maximum savings.
Maximize Your Rewards at Microsoft
Kudos focuses on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Does Microsoft take contactless payments?
No, Microsoft Store retail locations do not accept contactless payments, including Apple Pay or Google Pay.
Can I use Apple Pay at all Microsoft locations?
No, Apple Pay is not accepted at any Microsoft Store locations or on Microsoft.com.
What other digital wallets does Microsoft accept?
Microsoft accepts PayPal for online purchases but does not support other digital wallets like Google Pay or Samsung Pay.
Is there a limit on Apple Pay transactions at Microsoft?
This is not applicable as Microsoft does not accept Apple Pay.
What's the best way to maximize rewards at Microsoft?
Install Kudos before shopping at Microsoft.com to automatically identify your highest-earning credit card. Combine this with Microsoft Rewards for optimal earnings on your purchases.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
