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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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Special Offer:

Game, Set, Swipe: Say Hello to Dream Wallet

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With so many cards out there, how can you pinpoint the best one for your needs? We're here to help!

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Credit cards have evolved way beyond payment tools. They can unlock rewards, exclusive discounts, credit-building opportunities, purchase protection, and financing options for significant purchases. But with a sea of cards out there - literally thousands of them - how do you choose the ones that align with your unique needs? Introducing Dream Wallet, our newest feature designed to seamlessly match you with your ideal credit card, tailored to your goals, spending patterns, and requirements. All it takes is a few clicks.

First, a bit of background

Our goal when we started Kudos two years ago was to make every purchase as delightful and rewarding as possible. We recognized an opportunity to streamline the online shopping journey, guiding our users to maximize their credit card rewards and perks. A pivotal element of this mission was the creation of the Card Explore Tool, designed to help you sift through and compare thousands of credit cards effortlessly.

How does Dream Wallet come into play?

While our Card Explore Tool offers a comprehensive overview of numerous cards – with thousands listed in our database for you to peruse and understand – Dream Wallet elevates this experience, allowing you to:

  • Personalize your goals: Whether you're looking to travel, earn cash back, or build credit, you can specify your primary goals.
  • Detail your spending habits: Enter typical monthly expenses in categories like dining, travel, groceries, and more. This helps us understand where you spend the most and find cards that fill in the gaps.
  • Specify preferences: Do you prefer no annual fees? Are you looking for a card that’s tied to a specific loyalty program like Delta or want a more general travel card? 

To get started, head to Dream Wallet on desktop or in the Kudos mobile app. Customize your Dream Wallet experience by answering a short questionnaire that details your preferences.

Based on the info you've provided, Dream Wallet will generate a list of credit cards that best match your needs. You'll see a breakdown of potential rewards, fees, and other key features. Instead of searching the web for generic “best credit cards” lists, Dream Wallet will tailor your recommendations to you. Dream Wallet stays updated with a card’s latest sign-up bonus, benefits, and perks, ensuring you always get the best recommendations. Perhaps you already have a credit card or two. But are they truly serving your needs? Let Dream Wallet help you.

Whether you're just starting your credit card journey or are a seasoned expert, Dream Wallet ensures that your wallet is always in sync with your goals and spending habits. 

Have questions, feedback, or just want to say hello? Connect with us on Reddit, LinkedIn, Facebook, the app formerly known as Twitter, and Threads!

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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Earn more credit card rewards with Kudos

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Find the best card for your wallet

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