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Introducing Kudos Premium: Put Your Wallet on Autopilot
July 1, 2025
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400,000 people use Kudos to save an average of $1,200 a year. Everything you love stays free, but we've built Kudos Premium for members who want to squeeze even more value from every swipe. Whether you're maximizing rewards at checkout, tracking spending, negotiating your bills, or unlocking card benefits you didn't know you had — we're taking your rewards game to the next level.
What's Staying Free (Spoiler Alert: A Lot)
First, let's be crystal clear: the core features you love aren't going anywhere. Kudos will always offer:
- Best card recommendations at checkout: We'll continue showing you exactly which card earns the most rewards for every purchase
- Autofill and seamless checkout: Fast, secure payments stay part of the free experience
- Boost cashback opportunities: Keep earning extra rewards on top of your card rewards
- Approval odds: See the likelihood of getting approved for each credit card before you apply
- All your card rewards, credits, and benefits in one place: Your complete wallet overview remains free
- Dream wallet: Smart card recommendation based on your spending
- Card Explorer: Filter through thousands of cards by welcome bonus, annual fee, and more to find your perfect match
- Test Drive: Know exactly how much you'll earn before you apply—calculated from your real spending
- Transaction tracking and unified wallet: See all your spending across cards at a glance
- Last 30 days of spending trends: View up to 7 days of insights, and see the last 30 days of your transactions to stay on top of your recent purchases
- Bill negotiation — and you keep 100% of the savings: Kudos Premium puts an AI agent to work negotiating your phone, internet, and cable bills directly with your provider. No phone trees, no hold music, no awkward conversations. And unlike other services that take 25–40% of what you save, every dollar Kudos negotiates stays in your pocket. One member, Tikue, saved $840 on his T-Mobile bill alone — all of it his to keep.
These features form the foundation of what makes Kudos special, and we’re keeping them accessible to everyone.
What’s New in Kudos Premium
For members who want more sophisticated tools and faster access to rewards, Kudos Premium unlocks a ton more useful features:
- Auto-activate card offers and credits: Kudos will automatically activate all your Amex, Chase, Citi, Wells Fargo, and Bank of America offers when you visit issuer portals, then remind you to use them at checkout — so you never miss savings you already have
- Subscription tracking and automatic cancellation: Identify unwanted subscriptions and cancel them with one tap
- Flight and hotel price monitoring: Track prices after you book and automatically rebook when rates drop, pocketing the difference
- Unlimited connected accounts
- Bill statement integration
- Location-aware cheatsheet: Real-time, contextual card recommendations based on where you're shopping
We'll be adding new features over the next few months that do even more for you automatically. These hands-off features will deliver tangible savings that far exceed the subscription cost, transforming Kudos from a recommendation tool into a true financial automation assistant.
Make Kudos Premium pay for itself in week one: (1) Visit all your issuer portals to auto-activate card offers, (2) Run the subscription scan and cancel forgotten services, (3) Check your benefits tracker for unused credits. Most users unlock $300+ in immediate savings.
Why We’re Doing This
Building and maintaining Kudos takes significant resources. Kudos Premium allows us to continue investing in the product while giving our most engaged members the tools they want to go even further.
When Tikue used Kudos Premium to negotiate his T-Mobile bill, he saved $840 in a single year — more than 20x the cost of a Premium subscription. That's the kind of return we're building toward for every member. Revenue from Premium subscribers directly funds the AI, engineering, and partnerships that make those results possible.
1 Week Free. Zero Risk. Real Results.
Try Kudos Premium and transform casual spending into a strategic rewards engine. Get instant access to two years of transaction history, AI spending analysis, welcome offer tracking, and bill negotiation — the tools serious earners use to maximize every dollar.
If you decide to keep Premium, you can sign up with our special introductory pricing for a limited time:
- $49.99/year
- $11.99/month
Important: Kudos will never automatically charge you for anything. You must actively choose to continue with Premium after your trial.
Frequently Asked Questions
How do I upgrade to Kudos Premium?
In the Kudos mobile app for iOS, head to settings and select “Upgrade to Premium.” On the web, go to settings and choose “Upgrade to Premium.” You'll start with a 7-day free trial and can cancel anytime.
Does my subscription work across all platforms?
Yes! Subscribe once and access Premium features on iOS, web, and the browser extension.
Can I see my full transaction history immediately after upgrading?
Yes! You'll gain instant access to up to 2 years of transaction history (depending on what your bank provides).
What happens if I cancel my Premium subscription?
You’ll keep Premium access until the end of your billing period. If you signed up for the monthly plan, Premium will end after that monthly billing cycle. If you signed up for our yearly plan, you will have Kudos Premium until the end of that year. After that, you’ll return to the free tier with access to the last 30 days of transactions. If you resubscribe to Premium, you will see the last two years of your transaction history again.
How does the welcome offer tracker work?
Track any card's welcome bonus by entering the spending requirement, time period, and bonus amount. If your offer differs from what we display publicly - whether it's a targeted bonus, different threshold, or extended timeline - customize it in seconds. Premium members get smart alerts when you’re close to hitting targets or approaching deadlines.
How does subscription cancellation work?
Kudos uses AI to detect recurring subscriptions across all your connected accounts. When you request cancellation, our AI agents contact merchants and complete cancellations on your behalf through website portals, email, or chat—typically in seconds to minutes. Phone-based cancellations (like gyms) are coming soon.
How do I cancel if I change my mind?
You can cancel through the Kudos mobile app or on the web by heading to settings.
Can I share my subscription with family members?
Kudos Premium subscriptions are individual and tied to a single account.
What if I subscribed but don’t see Premium features?
Please reach out to our support team at support@joinkudos.com, and we'll resolve it for you.
Do you offer refunds?
Contact our support team at support@joinkudos.com, and we will review your case and get your concern resolved.
How does bill negotiation work?
Once you're a Premium member, Kudos sends an AI agent to negotiate directly with your service providers — no calls on your end required. You keep 100% of whatever is saved, with no commission fees. See how Tikue saved $840 on his T-Mobile bill as a real-world example of what's possible.
Ready to get started? Upgrade to Kudos Premium now.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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