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Meet Kudos AI: Your Finances, On Demand
July 1, 2025
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Kudos AI is live.
It knows your cards, your bills, your subscriptions, and your spending. And now you can ask it anything.
It's the newest reason to go Premium and if you're already a Kudos Premium or Lifetime member, it's in your account right now. No setup. No waitlist. Just open your wallet and start asking.
What can you actually do with it?
Kudos AI is built around the financial data you've already connected. That means it can answer questions that actually matter to you, not generic advice pulled from a search engine.
A few things you can ask right now:
- Where did I spend most this month? Get a clear spending breakdown by category so you know exactly where your money went.
- What are my recurring payments? See all your subscriptions and bills in one place. No more surprises.
- Am I using the right cards? Kudos AI will match your recent spending to your best rewards options and tell you where you're leaving money on the table.
- Any offers I should activate? Surface card-linked offers you might be missing before they expire.
- Show me the damage this month. Compare your current month's spending to last month at a glance.
If you've used MariaGPT in the Kudos app before, think of Kudos AI as what it's grown into: less Q&A, more your actual financial picture.
This is just the beginning
Kudos AI is the first of several updates rolling out to Kudos Lifetime members.
Up next: flight and hotel price monitoring, location-aware card recommendations, and community leaderboards that show the total value your network has generated. You went with Lifetime because you believed in where this was going. This is where it's going.
The more you use it, the smarter it gets about your specific situation. Ask broad questions. Ask specific ones. It's there.
Refer a friend, get more out of it
Kudos AI comes with a usage cap. Every successful referral raises that cap and earns you up to $70 in Boost — $50 when they join Premium, $20 when they make their first Boost purchase. Here's exactly how it works →
Ready to try it? Open Kudos AI in your wallet →
Not a Kudos Lifetime member yet? Sign up →
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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