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Refer a Friend, Earn $70: How the Kudos Referral Program Works (2026)
September 27, 2026
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
If you've been using Kudos to earn more on your credit cards, your friends should be too. And now there's a real reason to tell them about it. The Kudos referral program pays out up to $70 per friend you refer. Here's how it works.
Two Ways to Refer
Premium Referral: Give $50, Get $50
Share your referral link with a friend. When they sign up for Kudos Premium, they get $50 off their plan, and you get $50 in Boost rewards.
Worth noting: Kudos Premium comes with a 90-day money-back guarantee for first-time yearly subscribers, so there's no risk for them either. If it doesn't save them more than it costs, they get a full refund.
Shopping Referral: Give $20, Get $20
When a friend signs up through your link and makes their first Boost purchase, you both get 2,000 Boost (worth $20) once the store confirms the order. That typically takes 45 to 90 days.
You can earn both. There's no cap on referrals.
What Your Friends Are Actually Getting
Kudos Premium includes AI bill negotiation (Tikue, our CEO, saved $840 on his T-Mobile bill alone), automatic card-linked offer activation across Chase, Amex, Citi, Bank of America, and Wells Fargo, and one-tap subscription cancellation.
Two more that are easy to miss: Benefits Tracker shows real-time progress bars for every credit and perk across every card in your wallet, sorted by expiration date, so nothing quietly goes unused. And Boost cashback, which already stacks on top of card rewards at 15,000+ merchants, pays Premium and Lifetime members 1.25x the standard rate, turning a 10% Boost offer into 12.5%.
If they'd rather skip the subscription entirely, the Lifetime plan is a one-time payment that covers everything Kudos builds going forward, including flight and hotel price monitoring, location-aware card recommendations, and more. Your referral link works for both.
For the full rundown, see how to maximize your Kudos Premium membership.
How to Get Your Link
Head to your Kudos wallet, copy your link, and share it however you want. Text, DM, group chat, wherever.
How Rewards Are Paid Out
Boost rewards are redeemable via PayPal or as an Amazon gift card. No minimum to cash out.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 500,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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