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Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Southwest Credit Cards: Historic 100,000 Point Offers Worth $1,300+ (Limited Time)

Southwest's historic 100K point bonus worth $1,300+. Limited time through Sept 2025.

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Plane of a wing

Southwest Airlines just launched its biggest credit card welcome bonus ever – 100,000 Rapid Rewards points after you spend $4,000 on purchases in the first 5 months from account opening. With major changes coming to Southwest's policies, should you actually apply? Here's our analysis.

Record-Breaking 100,000 Point Welcome Bonus

Through September 17, 2025, all three Southwest personal credit cards offer the same massive bonus:

[[ SINGLE_CARD * {"id": "2159", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Additional Travel Benefits" } ]]

[[ SINGLE_CARD * {"id": "2161", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Fantastic Travel Choice" } ]]

[[ SINGLE_CARD * {"id": "2162", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Southwest Loyalists", "headerHint" : "Generous Benefits and Perks" } ]]

Our Take: At 1.3 cents per point, this bonus is worth over $1,300 in Southwest flights.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Perfect Timing for Companion Pass 2026-2027

This 5-month spending window is ideal for earning the Southwest Companion Pass:

  • Apply in early September 2025
  • Complete most spending in 2025, finish after January 1, 2026
  • 100,000 bonus + 10,000 annual boost = 110,000 toward the 135,000 requirement
  • Result: Two years of buy-one-get-one-free flights
An icon of a lightbulb
Kudos Tip
More:

What's Changed: Higher Fees, Mixed Benefits

Annual Fee Increases (new applicants):

  • Plus: $69 → $99 (+$30)
  • Premier: $99 → $149 (+$50)
  • Priority: $149 → $229 (+$80)

New Benefits (starting January 27, 2026):

  • First checked bag free (cardholder + 8 companions)
  • Group 5 priority boarding
  • Seat selection 48 hours before departure
  • Priority card gets preferred seats at booking

Lost Benefits (ending December 31, 2025):

  • 2X points on internet, cable, phone services
  • EarlyBird Check-In credits
  • Priority card loses $75 annual travel credit
More:

Which Card We Recommend

Southwest Rapid Rewards® Premier Credit Card ($149) - Our Top Pick

Best for: Regular Southwest flyers who want solid value

Why We Like It:

  • 6,000 anniversary bonus points (~$78 value)
  • 15% annual flight discount code
  • 2X points on dining and groceries (first $8,000/year)
  • Preferred seat selection 48 hours out
  • Only $50 more than Plus for significantly better perks

Southwest Rapid Rewards® Plus Credit Card ($99) - Budget Option

Best for: Occasional flyers (2-3 times/year)

  • Lowest annual fee
  • 10% annual flight discount
  • Standard seat selection only

Southwest Rapid Rewards® Priority Credit Card ($229) - Premium Choice

Best for: Frequent Southwest flyers

  • Preferred seats at booking (not just 48 hours)
  • 4X points on Southwest purchases
  • No annual discount code (surprisingly)

Should You Apply?

✅ Yes, If:

  • You're targeting the Companion Pass for 2026-2027
  • You fly Southwest with checked bags 2+ times yearly
  • You can time spending to finish in January 2026

❌ Skip If:

  • You don't fly Southwest regularly
  • You're over Chase's 5/24 rule
  • You got a Southwest bonus within 24 months

Our Strategy: Earn and Burn

Given Southwest's rapid changes (assigned seating, dynamic pricing, potential Companion Pass elimination), we recommend grabbing this historic bonus for immediate value rather than long-term loyalty.

Bottom Line

This is Southwest's best credit card offer ever. If you fly Southwest at least twice yearly, apply for the Premier Card in early September 2025 to maximize Companion Pass timing.

Key Dates:

  • Offer expires: September 17, 2025
  • Apply: Early September 2025
  • Finish spending: January 2026

The Southwest landscape may never look this attractive again – act strategically while this opportunity lasts.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Southwest Credit Cards: Historic 100,000 Point Offers Worth $1,300+ (Limited Time)

Southwest's historic 100K point bonus worth $1,300+. Limited time through Sept 2025.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Southwest Airlines just launched its biggest credit card welcome bonus ever – 100,000 Rapid Rewards points after you spend $4,000 on purchases in the first 5 months from account opening. With major changes coming to Southwest's policies, should you actually apply? Here's our analysis.

Record-Breaking 100,000 Point Welcome Bonus

Through September 17, 2025, all three Southwest personal credit cards offer the same massive bonus:

[[ SINGLE_CARD * {"id": "2159", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Additional Travel Benefits" } ]]

[[ SINGLE_CARD * {"id": "2161", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Fantastic Travel Choice" } ]]

[[ SINGLE_CARD * {"id": "2162", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Southwest Loyalists", "headerHint" : "Generous Benefits and Perks" } ]]

Our Take: At 1.3 cents per point, this bonus is worth over $1,300 in Southwest flights.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Perfect Timing for Companion Pass 2026-2027

This 5-month spending window is ideal for earning the Southwest Companion Pass:

  • Apply in early September 2025
  • Complete most spending in 2025, finish after January 1, 2026
  • 100,000 bonus + 10,000 annual boost = 110,000 toward the 135,000 requirement
  • Result: Two years of buy-one-get-one-free flights
An icon of a lightbulb
Kudos Tip
More:

What's Changed: Higher Fees, Mixed Benefits

Annual Fee Increases (new applicants):

  • Plus: $69 → $99 (+$30)
  • Premier: $99 → $149 (+$50)
  • Priority: $149 → $229 (+$80)

New Benefits (starting January 27, 2026):

  • First checked bag free (cardholder + 8 companions)
  • Group 5 priority boarding
  • Seat selection 48 hours before departure
  • Priority card gets preferred seats at booking

Lost Benefits (ending December 31, 2025):

  • 2X points on internet, cable, phone services
  • EarlyBird Check-In credits
  • Priority card loses $75 annual travel credit
More:

Which Card We Recommend

Southwest Rapid Rewards® Premier Credit Card ($149) - Our Top Pick

Best for: Regular Southwest flyers who want solid value

Why We Like It:

  • 6,000 anniversary bonus points (~$78 value)
  • 15% annual flight discount code
  • 2X points on dining and groceries (first $8,000/year)
  • Preferred seat selection 48 hours out
  • Only $50 more than Plus for significantly better perks

Southwest Rapid Rewards® Plus Credit Card ($99) - Budget Option

Best for: Occasional flyers (2-3 times/year)

  • Lowest annual fee
  • 10% annual flight discount
  • Standard seat selection only

Southwest Rapid Rewards® Priority Credit Card ($229) - Premium Choice

Best for: Frequent Southwest flyers

  • Preferred seats at booking (not just 48 hours)
  • 4X points on Southwest purchases
  • No annual discount code (surprisingly)

Should You Apply?

✅ Yes, If:

  • You're targeting the Companion Pass for 2026-2027
  • You fly Southwest with checked bags 2+ times yearly
  • You can time spending to finish in January 2026

❌ Skip If:

  • You don't fly Southwest regularly
  • You're over Chase's 5/24 rule
  • You got a Southwest bonus within 24 months

Our Strategy: Earn and Burn

Given Southwest's rapid changes (assigned seating, dynamic pricing, potential Companion Pass elimination), we recommend grabbing this historic bonus for immediate value rather than long-term loyalty.

Bottom Line

This is Southwest's best credit card offer ever. If you fly Southwest at least twice yearly, apply for the Premier Card in early September 2025 to maximize Companion Pass timing.

Key Dates:

  • Offer expires: September 17, 2025
  • Apply: Early September 2025
  • Finish spending: January 2026

The Southwest landscape may never look this attractive again – act strategically while this opportunity lasts.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Southwest Credit Cards: Historic 100,000 Point Offers Worth $1,300+ (Limited Time)

Southwest's historic 100K point bonus worth $1,300+. Limited time through Sept 2025.

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Plane of a wing

Southwest Airlines just launched its biggest credit card welcome bonus ever – 100,000 Rapid Rewards points after you spend $4,000 on purchases in the first 5 months from account opening. With major changes coming to Southwest's policies, should you actually apply? Here's our analysis.

Record-Breaking 100,000 Point Welcome Bonus

Through September 17, 2025, all three Southwest personal credit cards offer the same massive bonus:

[[ SINGLE_CARD * {"id": "2159", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Additional Travel Benefits" } ]]

[[ SINGLE_CARD * {"id": "2161", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Fantastic Travel Choice" } ]]

[[ SINGLE_CARD * {"id": "2162", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Southwest Loyalists", "headerHint" : "Generous Benefits and Perks" } ]]

Our Take: At 1.3 cents per point, this bonus is worth over $1,300 in Southwest flights.

More:

Perfect Timing for Companion Pass 2026-2027

This 5-month spending window is ideal for earning the Southwest Companion Pass:

  • Apply in early September 2025
  • Complete most spending in 2025, finish after January 1, 2026
  • 100,000 bonus + 10,000 annual boost = 110,000 toward the 135,000 requirement
  • Result: Two years of buy-one-get-one-free flights
An icon of a lightbulb
Kudos Tip
More:

What's Changed: Higher Fees, Mixed Benefits

Annual Fee Increases (new applicants):

  • Plus: $69 → $99 (+$30)
  • Premier: $99 → $149 (+$50)
  • Priority: $149 → $229 (+$80)

New Benefits (starting January 27, 2026):

  • First checked bag free (cardholder + 8 companions)
  • Group 5 priority boarding
  • Seat selection 48 hours before departure
  • Priority card gets preferred seats at booking

Lost Benefits (ending December 31, 2025):

  • 2X points on internet, cable, phone services
  • EarlyBird Check-In credits
  • Priority card loses $75 annual travel credit
More:

Which Card We Recommend

Southwest Rapid Rewards® Premier Credit Card ($149) - Our Top Pick

Best for: Regular Southwest flyers who want solid value

Why We Like It:

  • 6,000 anniversary bonus points (~$78 value)
  • 15% annual flight discount code
  • 2X points on dining and groceries (first $8,000/year)
  • Preferred seat selection 48 hours out
  • Only $50 more than Plus for significantly better perks

Southwest Rapid Rewards® Plus Credit Card ($99) - Budget Option

Best for: Occasional flyers (2-3 times/year)

  • Lowest annual fee
  • 10% annual flight discount
  • Standard seat selection only

Southwest Rapid Rewards® Priority Credit Card ($229) - Premium Choice

Best for: Frequent Southwest flyers

  • Preferred seats at booking (not just 48 hours)
  • 4X points on Southwest purchases
  • No annual discount code (surprisingly)

Should You Apply?

✅ Yes, If:

  • You're targeting the Companion Pass for 2026-2027
  • You fly Southwest with checked bags 2+ times yearly
  • You can time spending to finish in January 2026

❌ Skip If:

  • You don't fly Southwest regularly
  • You're over Chase's 5/24 rule
  • You got a Southwest bonus within 24 months

Our Strategy: Earn and Burn

Given Southwest's rapid changes (assigned seating, dynamic pricing, potential Companion Pass elimination), we recommend grabbing this historic bonus for immediate value rather than long-term loyalty.

Bottom Line

This is Southwest's best credit card offer ever. If you fly Southwest at least twice yearly, apply for the Premier Card in early September 2025 to maximize Companion Pass timing.

Key Dates:

  • Offer expires: September 17, 2025
  • Apply: Early September 2025
  • Finish spending: January 2026

The Southwest landscape may never look this attractive again – act strategically while this opportunity lasts.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Southwest Credit Cards: Historic 100,000 Point Offers Worth $1,300+ (Limited Time)

Southwest's historic 100K point bonus worth $1,300+. Limited time through Sept 2025.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Southwest Airlines just launched its biggest credit card welcome bonus ever – 100,000 Rapid Rewards points after you spend $4,000 on purchases in the first 5 months from account opening. With major changes coming to Southwest's policies, should you actually apply? Here's our analysis.

Record-Breaking 100,000 Point Welcome Bonus

Through September 17, 2025, all three Southwest personal credit cards offer the same massive bonus:

[[ SINGLE_CARD * {"id": "2159", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Additional Travel Benefits" } ]]

[[ SINGLE_CARD * {"id": "2161", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Fantastic Travel Choice" } ]]

[[ SINGLE_CARD * {"id": "2162", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Southwest Loyalists", "headerHint" : "Generous Benefits and Perks" } ]]

Our Take: At 1.3 cents per point, this bonus is worth over $1,300 in Southwest flights.

More:

Perfect Timing for Companion Pass 2026-2027

This 5-month spending window is ideal for earning the Southwest Companion Pass:

  • Apply in early September 2025
  • Complete most spending in 2025, finish after January 1, 2026
  • 100,000 bonus + 10,000 annual boost = 110,000 toward the 135,000 requirement
  • Result: Two years of buy-one-get-one-free flights
An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

What's Changed: Higher Fees, Mixed Benefits

Annual Fee Increases (new applicants):

  • Plus: $69 → $99 (+$30)
  • Premier: $99 → $149 (+$50)
  • Priority: $149 → $229 (+$80)

New Benefits (starting January 27, 2026):

  • First checked bag free (cardholder + 8 companions)
  • Group 5 priority boarding
  • Seat selection 48 hours before departure
  • Priority card gets preferred seats at booking

Lost Benefits (ending December 31, 2025):

  • 2X points on internet, cable, phone services
  • EarlyBird Check-In credits
  • Priority card loses $75 annual travel credit
More:

Which Card We Recommend

Southwest Rapid Rewards® Premier Credit Card ($149) - Our Top Pick

Best for: Regular Southwest flyers who want solid value

Why We Like It:

  • 6,000 anniversary bonus points (~$78 value)
  • 15% annual flight discount code
  • 2X points on dining and groceries (first $8,000/year)
  • Preferred seat selection 48 hours out
  • Only $50 more than Plus for significantly better perks

Southwest Rapid Rewards® Plus Credit Card ($99) - Budget Option

Best for: Occasional flyers (2-3 times/year)

  • Lowest annual fee
  • 10% annual flight discount
  • Standard seat selection only

Southwest Rapid Rewards® Priority Credit Card ($229) - Premium Choice

Best for: Frequent Southwest flyers

  • Preferred seats at booking (not just 48 hours)
  • 4X points on Southwest purchases
  • No annual discount code (surprisingly)

Should You Apply?

✅ Yes, If:

  • You're targeting the Companion Pass for 2026-2027
  • You fly Southwest with checked bags 2+ times yearly
  • You can time spending to finish in January 2026

❌ Skip If:

  • You don't fly Southwest regularly
  • You're over Chase's 5/24 rule
  • You got a Southwest bonus within 24 months

Our Strategy: Earn and Burn

Given Southwest's rapid changes (assigned seating, dynamic pricing, potential Companion Pass elimination), we recommend grabbing this historic bonus for immediate value rather than long-term loyalty.

Bottom Line

This is Southwest's best credit card offer ever. If you fly Southwest at least twice yearly, apply for the Premier Card in early September 2025 to maximize Companion Pass timing.

Key Dates:

  • Offer expires: September 17, 2025
  • Apply: Early September 2025
  • Finish spending: January 2026

The Southwest landscape may never look this attractive again – act strategically while this opportunity lasts.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.