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How it works

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Enter a few quick details to personalize your quotes.

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Instantly see side-by-side quotes from top providers.

Save

Choose the best option and start saving in minutes.

Why compare with Kudos?

Serious savings

Users save up to $1,025† on annual premiums when they compare with Kudos.

Discounts

Your best rates are just a few clicks away.

No hidden fees. No catch

What you see is what you get. Compare real quotes in one place.

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to get $20.00 back after your first eligible purchase of $30.00 or more.

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$100 Kudos Kickstart+: Unlock $100 in Kickstart+ by adding select eligible cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
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$100 Kudos Kickstart+
Welcome offer guarantee
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Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

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Join 400,000+ members simplifying their finances & maximizing their card rewards
Join 400,000+ members simplifying their finances
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Discover new credit cards
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Advertiser Disclosure
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Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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Special Offer:

Try Kudos Premium Risk-Free: Our 90-Day Money-Back Guarantee

Try Kudos Premium risk-free — get a full refund if it doesn't save you money in 90 days.

July 1, 2025

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If Kudos doesn't save you more than the cost of your yearly subscription in the first 90 days, we'll refund you. Simple as that.

How It Works

Sign up for a Kudos Premium yearly plan and use it. The bill negotiation, card-linked offers, and Boost cashback will start working in the background.

At day 90, if your total verified savings through Kudos are less than what you paid for the year, email support@joinkudos.com with the subject line "Money-Back Guarantee Request." We'll review your account and follow up within 5 business days.

You have until day 120 to submit, so don't sit on it too long.

May 2026 Flash Boost: 25% Back at Temu, 12% on T3 Micro, and the Best Travel Rates We've Seen All Year

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
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What We Count as Savings

  • Boost cashback earned at checkout
  • Card-linked offer savings activated through Kudos
  • Confirmed bill negotiation savings

If the combined total is less than your subscription cost, you qualify.

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Kudos Tip

Kudos Android App: Auto-Activate Credit Card Offers Across Chase, Amex & More

How the Refund Works

Refunds are issued as Kudos Boost credits, redeemable via PayPal or as an Amazon gift card. The payout equals the full amount you paid. Because subscriptions run through Stripe, the Apple App Store, or Google Play, we can't send money back directly to your card. For PayPal redemptions, the standard $2.99 processing fee is waived for guarantee claims.

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Pay for Kudos Premium Once. Own It Forever.

Who Qualifies

  • First-time Kudos Premium yearly subscribers only
  • You must have been subscribed to Kudos Premium for at least 90 days before submitting
  • If you've had any Kudos Premium subscription before (monthly or yearly, under any account), you're not eligible
  • Does not apply to the Lifetime plan
  • One use per account

Why We Do This

The average Premium member saves $324/year on bills and earns $750/year from card-linked offers. That’s $1,074 in total average annual savings. At $71.95/year, you break even if Kudos saves you $6 a month. Most members hit that in the first week.

Tikue Anazodo, our CEO, saved $840 on his T-Mobile bill alone using Kudos bill negotiation. That's more than 11x the cost of the annual plan. And you keep 100% of whatever is saved. No commission, no cut.

We'd rather show you than tell you.

How This Compares to Other Apps

Most credit card apps don't offer any refund guarantee. MaxRewards handles refunds on a case-by-case basis within the first 30 days, and only if you can show the app didn't work as advertised. CardPointers has no refund policy.

Kudos is the only one putting a guarantee in writing: if it doesn't pay off in 90 days, you get your money back. No convincing required.

Try Kudos Premium and see for yourself.

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: monitor your transactions, spend, and credit score.
Discover new credit cards: get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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