Walmart+ Is Half Off Right Now: How to Get It for $49 (or Free With These Credit Cards)

Credit Cards That Give You Walmart+ for Free (or Nearly Free)

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Why pay $49 when you can get Walmart+ as a credit card perk? Here are the best cards offering this benefit:

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1. American Express Platinum Card® - Premium Option

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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2. Navy Federal More Rewards American Express® - Hidden Gem for New Cardholders

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The information for the Navy Federal More Rewards American Express® has been collected independently by Kudos. The card details on this page have not been reviewed or provided by the card issuer.

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[[ SINGLE_CARD * {"id": "1314", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Navy Federal Members", "headerHint" : "No Annual Fee" } ]]

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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3. American Express® Business Gold Card - Best for Business Owners

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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4. American Express® Gold Card - Great for Foodies

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Some American Express Gold cardholders are seeing Amex Offers for Walmart+ at the discounted rate, making it effectively the same $49 price while earning Membership Rewards points.

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Who should apply? If you spend heavily on dining and groceries, the Gold Card's rewards can easily offset its annual fee. Keep an eye out for Walmart+ Amex Offers for additional savings.

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Should You Get the $49 Walmart+ Deal?

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✅ Get this deal if:

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• You don't have a credit card that includes Walmart+ for free

• You shop at Walmart at least once a month

• You want early access to Black Friday deals (starts Nov 13 for members)

• You'll use the Paramount+ or Peacock streaming benefit

• You're eligible for Navy Federal and can get the $98 statement credit

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❌ Skip this deal if:

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• You already have an Amex Platinum or Navy Federal More Rewards Amex

• You rarely shop at Walmart

• You prefer Amazon Prime and don’t need both memberships

Walmart+ vs. Amazon Prime: Which Should You Choose?

Bottom line: Walmart+ makes sense if you prefer Walmart’s prices and want faster delivery on everyday items. Amazon Prime is better for streaming content and a wider product selection.

FAQs About Walmart+ and Credit Card Benefits

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Can I use this $49 deal if I'm renewing my membership? 

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Officially no, but some members report success by:

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• Letting their membership expire, then signing up again

• Going to the cancellation page, where Walmart may offer a $49 retention deal

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‍Will getting a Walmart credit card affect my credit score? 

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Applying for any credit card results in a hard inquiry, which may temporarily lower your score by a few points. 

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Can I get both the $49 deal AND the free Walmart+ from a credit card? 

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No. If you have a card that includes Walmart+ as a benefit (like Amex Platinum), you already have an active membership and won't be eligible for the “new member” $49 deal.

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When do Walmart's Black Friday deals start for Walmart+ members? 

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The first wave starts online at 7 pm ET on Thursday, November 13th, for Walmart+ members,  five hours before the general public. The second wave starts on November 28th at 12 am ET.

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Does Walmart+ include gas discounts? 

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Yes! Members save up to $0.10 per gallon at Walmart and Murphy fuel stations.

Final Verdict: Is the $49 Walmart+ Deal Worth It?

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If you shop at Walmart regularly, this $49 deal pays for itself in just a few deliveries. But here's the catch: your membership auto-renews at $98 next year. Set a calendar reminder for November 2026 to decide if you want to keep the membership or not.