Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Chase Sapphire Reserve Apple TV and Apple Music Benefit (2026)
July 1, 2025
.webp)
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
If you're paying separately for Apple TV and Apple Music every month, your Chase Sapphire Reserve® card may be able to help. Eligible cardmembers can get complimentary subscriptions to both streaming services with no statement credit to wait for and no reimbursement to track.
Here's what you need to know about this benefit, how to activate it, and whether it's worth it.
What's the Benefit?
Chase Sapphire Reserve cardmembers can receive complimentary individual subscriptions to both:
- Apple TV: Stream Apple Originals including dramas, sci-fi, comedies, and documentaries, with new releases weekly and no ads
- Apple Music: Access one of the world's largest music catalogs with Spatial Audio, no ads, and exclusive artist content
These memberships are available through June 22, 2027.
At current retail pricing, an individual Apple TV subscription runs $12.99/month and Apple Music costs $10.99/month, for a combined annual value of $287.76.
Benefits like these are easy to forget about. Kudos' Hidden Perks feature tracks your card benefits automatically and alerts you when you have unused credits or perks available, so nothing slips through the cracks.
[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "High-Value Perks"} ]]
How to Activate Apple TV and Apple Music on Chase Sapphire Reserve
Activating the benefit takes just a few minutes:
- Open the Chase Mobile app or log into chase.com
- Navigate to the Card Benefits section
- Find the Apple TV and Apple Music offers
- Select "Activate Now" and follow the prompts to link your Apple ID
Each subscription must be activated separately. Once you select "Activate Now," you'll be redirected to Apple's site to connect your subscription.
Note: If you want to activate using a different Apple ID (such as for a family member), you must activate via desktop. This option is not available in the mobile app.
What If You Already Have Apple Subscriptions?
If you currently pay for Apple TV or Apple Music directly through Apple, your existing subscription will be automatically suspended once you activate the complimentary benefit through Chase. You won't be double-charged.
If you later cancel the Chase benefit, your original paid subscription will automatically resume.
This applies to individual subscriptions only. If you're on an Apple One family plan, the complimentary subscriptions run concurrently rather than suspending your plan, so it's worth considering whether canceling Apple One and switching to individual subscriptions makes more financial sense for your situation.
Is This Benefit Worth It?
Whether this benefit adds real value depends on your existing setup.
It's a clear win if you:
- Already pay for both Apple TV and Apple Music individually
- Are willing to switch from other streaming services to take advantage of free access
- Want to try one or both services for the first time
It's less impactful if you:
- Have an Apple One family plan that includes additional services (Arcade, iCloud+) you rely on
- Don't use Apple streaming services at all
At roughly $288 in annual value, this benefit alone offsets a significant portion of the card's annual fee, especially when combined with the card's other credits for travel, dining, DoorDash, StubHub, and more.
The average cardholder leaves $300 worth of card benefits unused every year. If you're holding a premium card like the Sapphire Reserve, Kudos can help you stay on top of all your credits and perks across every card in your wallet, not just this one
Frequently Asked Questions
Can I give this benefit to a family member?
Yes. You can activate it using a different Apple ID, but you must do so through the desktop version of Chase's website, not the mobile app.
Does this work with Apple One?
If you have an individual Apple One subscription, activating the Chase benefits will run concurrently. Some cardmembers have found it more cost-effective to cancel Apple One and use the individual Chase-provided subscriptions instead, particularly if they don't use Arcade or need a family plan. It's worth evaluating based on your plan type.
How long does the benefit last?
The complimentary subscriptions are available through June 22, 2027. After that, Chase may renew, modify, or discontinue the benefit.
What if I accidentally paid for Apple Music after becoming eligible for the free benefit?
If you subscribed directly through Apple without going through Chase's activation flow first, you'll need to contact Apple Support to request a refund. To avoid this going forward, activate through Chase before subscribing.
Bottom Line
The Chase Sapphire Reserve's complimentary Apple TV and Apple Music subscriptions are a high-value benefit, particularly for existing subscribers who would otherwise pay up to $288 per year out of pocket. Activation takes under five minutes through the Chase app or website, and the benefit applies once your Apple ID is linked.
If you have the card and haven't activated these yet, it's worth doing today. And if you want to make sure you're getting the most out of every card in your wallet, Kudos tracks your benefits automatically so you never leave value on the table.
Card benefits and pricing are subject to change. Always verify current terms at chase.com or in the Chase Mobile app.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
.webp)
.webp)
.webp)