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Chase Sapphire Reserve Targeted Offer: $600 in Credits on One Stay (2026)
July 1, 2025
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If you hold the Chase Sapphire Reserve, check your card offers today. A targeted offer is circulating that, when stacked with existing cardholder credits, can offset nearly the entire $795 annual fee in a single hotel booking.
Here's exactly how it works, how to know if you're eligible, and how to make sure you don't miss it.
What Is the Chase Sapphire Reserve Targeted Offer?
The Chase Sapphire Reserve® targeted offer gives eligible cardholders $100 back on purchases of $600 or more made through Chase TravelSM. This is a card-linked offer (CLO), meaning it must be activated before you book. It won't apply retroactively.
Not every cardholder will see this offer. Log in to your Chase account or open your Chase mobile app, navigate to "Card Benefits" or "Offers for You," and check whether it's available on your account.
How to Stack It for Maximum Value
This is where the Chase Sapphire Reserve really earns its keep. The card comes with two travel credits that can be combined with this targeted offer on the right booking:
- $250 Annual Hotel Credit Automatically applied to hotel purchases of $50 or more made through Chase Travel, up to $250 per year.
- $250 The Edit Credit Applied to bookings at The Edit, Chase's curated collection of boutique and luxury hotels, also made through Chase Travel, up to $250 per year.
- $100 Targeted Offer The new card-linked offer: $100 back on a $600+ Chase Travel booking.
The math: Stack all three on a single eligible booking at a The Edit property and you're looking at $600 in credits on a $600+ stay. The stay is essentially free before you even earn points on it.
Is the Chase Sapphire Reserve Annual Fee Worth It?
The Chase Sapphire Reserve's $795 annual fee is one of the highest among premium travel cards, but it's designed to be offset through credits and benefits, not paid out of pocket.
Beyond the travel credits above, the card includes a $300 annual travel credit (the most flexible credit on the card, applied automatically to any travel purchase), Priority Pass lounge access, a $120 Global Entry/TSA PreCheck credit, and 3x points on travel and dining.
For frequent travelers who actively use their benefits, the card routinely delivers well over $1,000 in value per year. The challenge is actually tracking and using everything before it expires, which most cardholders don't do.
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Is the Chase Sapphire Reserve Worth It in 2026?
Don't Miss the Offer: How Kudos Auto-Activates It for You
Here's the problem with targeted offers like this one: they're buried inside issuer portals, require manual activation, and expire without warning. Most cardholders miss them, not because they don't care, but because keeping track of hundreds of offers across multiple cards is genuinely difficult.
Kudos solves this automatically. When you install the free Kudos browser extension and visit your Chase portal, Kudos detects and activates all available card-linked offers for you, including targeted offers like this $100 back deal, without clicking through every tile manually.
At checkout, Kudos also surfaces your active offers in real time and recommends the best card to use. If you have an active 25% offer on a card, Kudos will recommend that over a card earning 2% rewards, because the math always favors the offer.
Kudos also tracks your statement credits and card benefits, including the CSR's hotel and Edit credits, so you always know exactly what's been used and what's still available before it expires.
Kudos supports Chase, Amex, Citi, Capital One, Wells Fargo, and Bank of America and it's free to start.
Step-by-Step: How to Use This Offer
- Check your Chase account. Log in and navigate to "Offers for You" to confirm the $100 back offer is available on your card.
- Activate the offer. Or add Kudos to Chrome and visit your Chase portal to auto-activate it along with all other available offers.
- Find an eligible property. Browse The Edit collection through Chase Travel to find a property that qualifies for both The Edit credit and the hotel credit.
- Book through Chase Travel. Your $250 hotel credit, $250 Edit credit, and $100 offer will all apply to the same booking.
- Earn points on top. You'll still earn 3x Chase Ultimate Rewards points on the purchase before credits are applied.
Frequently Asked Questions
Can I stack the Chase Sapphire Reserve hotel credit and The Edit credit on the same booking?
Yes. Both the $250 hotel credit and the $250 The Edit credit can apply to a single eligible booking at a The Edit property through Chase Travel, provided you haven't already used either credit that year.
Do I need to activate the targeted offer before booking?
Yes. Card-linked offers must be activated before the transaction posts. They do not apply retroactively. Use Kudos to auto-activate so you never miss this step.
Is the $100 targeted offer available to all Chase Sapphire Reserve cardholders?
No. This is a targeted offer, meaning Chase selects which cardholders receive it. Check your "Offers for You" section in the Chase app or online portal to see if it's available on your account.
When does the $300 travel credit reset?
The $300 annual travel credit resets on your card anniversary date, not the calendar year. It applies automatically to any purchase that codes as travel, with no activation required.
Is the Chase Sapphire Reserve annual fee worth it in 2026?
For travelers who actively use the card's credits, especially the $300 travel credit, hotel credit, and Edit credit, the answer is typically yes. The $795 fee can be effectively offset by $1,000+ in annual credits and benefits without extraordinary spending.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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