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Score 50% Off Fine Dining: Chase Sapphire's $75 Restaurant Credit (Limited Time)
July 1, 2025
Chase just launched an irresistible dining promotion that has Chase Sapphire Preferred® Card cardholders buzzing. Through October 16, 2025, you can earn a one-time $75 statement credit when you spend at least $150 at select restaurants across 11 major U.S. cities. This limited-time offer, created through Chase's partnership with The Infatuation (the restaurant discovery platform Chase acquired in 2021), gives you 50% off your dining bill when you hit the minimum spend threshold.
What Is the Chase Sapphire Dining Credit?
Between September 16 and October 16, 2025, Chase Sapphire Preferred cardholders can claim a one-time $75 statement credit by spending $150 or more at participating restaurants. The catch? You must link your Chase account to The Infatuation platform before dining, and only 165 restaurants across 11 cities qualify.
The participating cities include New York City, Los Angeles, San Francisco, Chicago, Miami, Boston, Dallas, Houston, San Diego, Seattle, and Washington D.C. These aren't your average chain restaurants—Chase partnered with The Infatuation to curate a list of top-rated, critically acclaimed dining establishments.
How to Activate Your $75 Dining Credit
Getting this credit isn't automatic—you'll need to complete a few steps before your meal:
Step 1: Create an Infatuation Account
If you don't already have one, download The Infatuation app or visit theinfatuation.com. Account creation takes less than two minutes and only requires basic information.
Step 2: Link Your Chase Account
Navigate to your profile settings in The Infatuation app or website, click on "Chase Benefits," and follow the prompts to connect your Chase login credentials. You'll see a confirmation screen once the accounts are successfully linked.
Step 3: Choose Your Restaurant
Browse the list of 165 participating restaurants. Consider making a reservation, as many of these establishments are popular and fill up quickly.
Step 4: Dine and Pay
Use your Chase Sapphire Preferred card to pay for a meal totaling $150 or more. The transaction must post to your account by October 16, 2025.
Step 5: Receive Your Credit
The $75 statement credit typically appears within 6-8 weeks after the promotion ends. You don't need to submit receipts or take additional action.
Strategic Ways to Maximize This Offer
While the $75 credit on a $150 spend is already compelling, here are strategies to squeeze even more value from this promotion:
Stack with existing rewards: Your Chase Sapphire Preferred earns 3x points per dollar on dining. That means your $150 meal generates 450 Ultimate Rewards points on top of the $75 credit.
Combine with gift card purchases: Some restaurants on the list sell gift cards directly at their locations. While the terms state delivery and takeout may not qualify, an in-restaurant gift card purchase typically processes as a regular dining transaction. This lets you use the $150 spend now and return later for multiple meals.
Split the bill strategically: If you're dining with friends or family who also have the Sapphire Preferred, each cardholder can receive their own $75 credit by ensuring their individual charges exceed $150. This works particularly well at restaurants with group seating and separate checks.
Target high-value restaurants: With 50% off through this credit, this is the perfect time to try restaurants you've considered too expensive. A $300 dinner becomes $225 after the credit—still premium pricing, but much more accessible.
Understanding the Fine Print
Before you make reservations, review these important terms:
Only primary Chase Sapphire Preferred cardholders qualify—authorized users cannot claim separate credits. Your Chase and Infatuation accounts must be linked before dining. Delivery, takeout, merchandise, and explicitly purchased gift cards may not qualify, though the language around in-restaurant gift card purchases remains ambiguous. The transaction must post to your account by October 16, 2025—don't wait until the last day, as some restaurants take several days to process charges.
This is a one-time credit per cardholder, regardless of how many qualifying transactions you make.
Top Restaurant Picks by City
With 165 restaurants to choose from, here are some standout options worth considering:
New York City: Frenchette offers modern French cuisine in Tribeca, while Gage & Tollner serves Brooklyn classics in an iconic Downtown Brooklyn location. For sushi lovers, Sushi Kaito provides an intimate omakase experience.
Los Angeles: Republique combines French-inspired cuisine with California ingredients in a stunning space. Bavel serves modern Middle Eastern food that consistently earns rave reviews.
San Francisco: Rich Table delivers inventive American cuisine in Hayes Valley, while Flour + Water focuses on handmade pasta in the Mission District.
Chicago: Rose Mary serves Italian-Croatian coastal cuisine with a James Beard-nominated chef. Elske offers intimate Nordic-inspired dining in the West Loop.
Miami: Michael's Genuine features farm-to-table American food in the Design District. Makoto brings sophisticated Japanese cuisine to Bal Harbour.
Alternative Dining Cards to Consider
While the Chase Sapphire Preferred's temporary promotion is exceptional, several other cards offer ongoing dining benefits worth exploring:
[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Generous Travel Rewards"} ]]
Capital One Savor Cash Rewards Credit Card
[[ SINGLE_CARD * {"id": "3041", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Excellent Choice" } ]]
[[ SINGLE_CARD * {"id": "2885", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Cash Back Seekers", "headerHint": "Flexible Cash Back Card"} ]]
[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "$300 Annual Travel Credit"} ]]
For business owners, Ink Business Preferred® Credit Card.
[[ SINGLE_CARD * {"id": "1100", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Valuable Rewards" } ]]
Why This Promotion Matters
This Chase-Infatuation partnership represents a broader trend of credit card issuers competing with American Express's dominance in the dining rewards space. Chase acquired The Infatuation in 2021 specifically to challenge Amex's Resy platform, which offers American Express cardholders exclusive reservations and bonus points at participating restaurants.
For cardholders, this competition creates opportunities. The $75 credit demonstrates Chase's willingness to offer substantial value to retain and attract customers, especially as the annual fees for premium cards continue to rise. The Chase Sapphire Preferred's annual fee suddenly becomes much easier to justify when a single promotion covers most of that cost.
Is the Chase Sapphire Preferred Worth Getting for This Offer?
If you don't currently hold the Chase Sapphire Preferred, this promotion raises an interesting question: is it worth applying just for the $75 dining credit?
The math works in your favor if you can capitalize on multiple benefits. However, you must act quickly. New cardholders need time for card arrival and account setup before October 16. If you apply today and receive approval within a week, you'll still need to link your Infatuation account and make restaurant reservations—a tight timeline.
For those already holding the card or considering it for long-term use, this promotion serves as a valuable bonus on top of the card's core benefits.
Bottom Line
The Chase Sapphire Preferred's $75 dining credit provides exceptional value for cardholders willing to spend $150 at participating restaurants before October 16, 2025. Combined with the card's dining rewards, this promotion effectively delivers 56% back on your restaurant bill—a compelling return that's hard to match.
The key to maximizing this offer is strategic planning. Link your accounts immediately, browse the restaurant list to identify establishments you genuinely want to try, and consider how to combine this credit with other strategies like gift card purchases or group dining. With 165 restaurants across 11 major cities, most urban cardholders have multiple appealing options within driving distance.
Remember, this is a limited-time promotion that expires in just one month. If you've been considering a splurge at a high-end restaurant or looking for an excuse to try a new spot, this credit provides the perfect opportunity. Just don't forget the most important step: linking your Infatuation account before you dine, or you'll miss out on the $75 credit entirely.
For cardholders in the 11 participating cities, this promotion alone makes the Sapphire Preferred's annual fee worthwhile. And when you factor in the ongoing dining rewards, travel benefits, and welcome bonus (for new cardholders), it's clear why this card continues to rank among the most popular travel rewards cards on the market.
FAQ
Can I use this credit multiple times?
No, this is a one-time $75 statement credit per primary cardholder, regardless of how many qualifying $150+ transactions you make at participating restaurants.
Do authorized users on my account qualify for their own credits?
No, only the primary Chase Sapphire Preferred cardholder is eligible for the $75 statement credit. Authorized users cannot claim separate credits.
What happens if I forget to link my Infatuation account before dining?
Unfortunately, you won't receive the credit. The accounts must be linked before your qualifying transaction. If you realize you forgot, you could potentially try again at another participating restaurant before the promotion ends on October 16.
Can I combine this with other Chase Sapphire Preferred benefits?
Yes, you'll still earn 3x Ultimate Rewards points on your dining purchase in addition to receiving the $75 statement credit. These benefits stack automatically.
How long does the $75 credit take to post?
According to the promotion terms, the statement credit typically appears within 6-8 weeks after the promotion ends on October 16, 2025.
Do delivery and takeout qualify for this credit?
The terms state that delivery and takeout purchases may not qualify. The credit is designed for in-restaurant dining experiences. To ensure you receive the credit, dine at the restaurant and pay with your Chase Sapphire Preferred card.
Can I split the bill with friends to reach the $150 minimum?
Your individual charge must total at least $150 to qualify. However, if you're dining with friends who also have the Chase Sapphire Preferred, each cardholder can receive their own $75 credit if their separate bills each exceed $150.
What if my meal costs exactly $150 before tax and tip?
The $150 minimum refers to the total charge on your card, which typically includes tax and tip. A $135 meal with $15 in tax and tip would qualify.
Are there any restrictions on which Chase Sapphire Preferred cards qualify?
The promotion is available to all primary Chase Sapphire Preferred cardholders. Both personal and business versions of the card qualify, assuming you hold the primary account (not as an authorized user).
Can I use a Chase Sapphire Reserve card for this promotion?
No, this specific promotion is exclusively for Chase Sapphire Preferred cardholders. However, Chase Sapphire Reserve cardholders have access to different dining benefits through the Sapphire Reserve Exclusive Tables program.
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