Best Credit Card for Expedia in 2026

Other Options to Consider

Capital One Venture Rewards Credit Card

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The Capital One Venture Rewards Credit Card also earns 2X miles on every purchase, plus 5X on hotels, vacation rentals, and rental cars booked through Capital One Travel. Its annual fee is $95 (See Rates & Fees), and it offers up to a $120 credit for Global Entry or TSA PreCheck®.

Chase Sapphire Reserve®

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The Chase Sapphire Reserve® includes a $300 annual travel credit that applies to travel purchases, and Chase says the travel category includes travel agencies and discount travel sites, so an Expedia booking can use it. Beyond the credit, Expedia purchases earn 1x, since the card's higher rates apply to Chase Travel (8x) and flights and hotels booked directly (4x). The annual fee is $795.

^{Points are not earned until after the first $300 is spent annually on travel purchases. The first $300 goes toward the $300 Annual Travel Credit.}

How to Choose a Credit Card for Expedia

Start with how much of your travel you book on Expedia. If most of it goes through Expedia, Hotels.com, or Vrbo, a card tied to One Key makes sense. If you book in many places, a general travel card gives you more ways to use your rewards.

Key Factors

• Earn rate on Expedia: Check whether the card rewards travel agencies and online travel sites, or only bookings made directly or through its own portal.
• Redemption options: OneKeyCash works only on Expedia Group sites, while transferable points and miles can go to airline and hotel partners.
• Annual fee: Compare the fee with credits and perks you will actually use.
• Foreign transaction fees: All the cards above skip them, which matters for international trips.

Decision Guide

If you book mostly on Expedia, the One Key Card earns 3% in OneKeyCash there with no annual fee.

If you want flexible travel points, the Sapphire Preferred earns 2x on travel and transfers to airline and hotel partners.

If you want a simple flat rate, the Venture or Venture X earns 2X miles on every purchase.

If you want premium perks, the Venture X and Sapphire Reserve add lounge access, with higher annual fees.

Maximize Your Return With Expedia

• Stack One Key rewards: One Key members earn OneKeyCash on eligible hotel, vacation rental, and other non-flight bookings, at rates that vary by tier. Under current program rules, standalone flights don't earn OneKeyCash, but they still count toward tier status.
• Keep OneKeyCash active: Expedia says OneKeyCash doesn't expire as long as you make an eligible booking at least once every 18 months.
• Compare portals: Card portals like Chase Travel and Capital One Travel can earn more than booking on Expedia, so check both before you book.
• Use travel credits: A credit that covers travel agencies, like the Sapphire Reserve's, can apply to Expedia purchases.

Let Kudos Pick the Card at Checkout

When you book online, the free Kudos browser extension recommends the card in your wallet that earns the most for that purchase and can autofill it. With Kudos Premium, you also get a Benefits Tracker for keeping tabs on card perks like travel credits.

Other Things to Consider

If you're loyal to one airline or hotel chain, a co-branded card may beat a general travel card for those bookings. Whichever card you choose, pay the balance in full each month, since interest charges can quickly outweigh the value of your rewards.

Our Methodology

We evaluate nearly 3,000 credit cards across the U.S. market, far more than the roughly 150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to give you a complete view of the credit card market so you can make confident decisions.

Our editorial team verifies card details against issuer sources. You can also explore the full dataset yourself with our card explorer tool, which includes thousands of cards, more than 95% of which do not pay us commissions.

Frequently Asked Questions

What Is the Best Credit Card for Expedia?

For frequent Expedia bookers, the One Key Card earns 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo with no annual fee. For flexible rewards, the Chase Sapphire Preferred earns 2x on travel, including travel agencies and discount travel sites.

Do I Earn One Key Rewards if I Pay With Any Credit Card?

Yes. One Key rewards come from Expedia's loyalty program, so members earn OneKeyCash on eligible bookings regardless of the card used. A card's own rewards are earned on top.

Do Expedia Purchases Count as Travel on Credit Cards?

It depends on the card. Chase says its travel category includes travel agencies and discount travel sites. Some cards only pay bonus rates on bookings made directly or through their own travel portal.

Is It Safe to Use My Credit Card on Expedia?

Credit cards come with fraud protection under federal law and issuer policies, which makes them a safer choice than debit cards for online bookings.