Best Credit Card for Qantas Points in 2026

Other Options to Consider

‍

Chase Sapphire Preferred® Card

‍

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Value"} ]]

‍

‍

‍

Capital One Venture Rewards Credit Card

‍

[[ SINGLE_CARD * {"id": "438", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "High Travel Rewards" } ]]

‍

‍

‍

How to Choose a Credit Card for Qantas Points

‍

Choosing the right credit card is the cornerstone of any effective Qantas Points earning strategy, but with so many options on the market, it's easy to feel overwhelmed.

‍

It's easy to be dazzled by a huge welcome bonus, but don't forget to weigh it against the annual fee and the card's long-term earning power. Another frequent misstep is choosing a card with bonus categories that don't match your everyday spending, which can leave you earning points at a snail's pace.

‍

Key Factors

‍

• Welcome Bonus: A large introductory bonus can give your points balance a significant head start, but it's crucial to weigh this against the card's long-term value.
• Annual Fee: Consider the yearly cost and whether the card's benefits and points-earning potential justify the expense.
• Points Earn Rate: Look at the number of Qantas Points you'll earn per dollar on everyday spending and in any special bonus categories.
• Bonus Categories: Choose a card that rewards your most frequent spending habits, whether it's on groceries, fuel, or dining out.
• Included Perks: Benefits like complimentary travel insurance, airport lounge access, or annual travel credits can provide value that often exceeds the annual fee.
• Points Capping and Expiry: Be aware of any limits on the points you can earn and the conditions under which your points might expire.

‍

What to Watch Out For

‍

A common mistake is failing to meet the minimum spend requirement for a large welcome bonus, effectively leaving thousands of points on the table. It's also crucial to check the transfer rate if you're earning points with a flexible rewards program, as unfavorable conversion rates can significantly devalue your efforts. Finally, remember that each application can impact your credit score, so it's wise to choose selectively rather than applying for multiple cards at once.

‍

Decision Flow

‍

Navigating the sea of credit cards is easier when you have a map. Use the following points to chart a course to the best Qantas card for your wallet and travel ambitions.

• If your primary goal is a large, upfront points boost, target cards with the highest welcome bonuses. These are often premium cards with substantial annual fees and minimum spend requirements, but they can provide enough points for a reward flight right out of the gate.
• If you prioritize steady, long-term earning, focus on the card's earn rate for your everyday spending. A card that offers a strong return on groceries or fuel might be more valuable over time than one with a flashy, one-off bonus.
• If you spend heavily at supermarkets and petrol stations, look for a card that offers bonus points in these specific categories. Aligning your card with your most frequent purchases is the fastest way to accumulate points from your daily routine.
• If you are a frequent traveler or dine out often, a premium card that rewards spending on flights, hotels, and restaurants will likely offer the best return. These cards are designed for jet-setters and foodies.
• If you want to keep costs low, a card with a low or no annual fee is a great starting point. The earn rates will be more modest, but it’s a risk-free way to begin your points-earning journey.
• If you value luxury perks, a high-end card with benefits like lounge access, travel credits, and complimentary insurance can offer value that far exceeds its annual fee. Do the math to see if the benefits make sense for your lifestyle.
• If you prefer simplicity, a direct-earn Qantas card is your best bet. Points are automatically credited to your Frequent Flyer account without any extra steps.
• If you want maximum flexibility, consider a card linked to a flexible rewards program. This allows you to transfer points to Qantas or other airline partners, though you'll need to keep an eye on the conversion rates.

‍

Maximize Your Return with Qantas Points

‍

To get the most value out of every dollar you spend, here are some key strategies for maximizing your Qantas Points earnings and redemptions:

• Stack your earnings with Qantas Shopping: Before shopping online, go through the Qantas Shopping portal to earn points from the retailer on top of the points you earn from your credit card.
• Watch for transfer bonuses: Many flexible bank reward programs periodically offer bonuses when you transfer your points to Qantas Frequent Flyer, giving you an instant boost to your balance.
• Prioritize Classic Flight Rewards: You'll almost always get the best value by redeeming your points for Classic Flight Rewards, which are fixed-price seats on Qantas and partner airlines, rather than on merchandise or gift cards.
• Leverage partner airlines: Don't forget you can use your Qantas Points to book flights on Oneworld alliance members and other partner airlines, which can unlock more availability and routes.
• Pool points with family transfers: Qantas allows you to transfer points to eligible family members, making it easier to combine smaller balances for a significant award redemption.

‍

Supercharge your Rewards with Kudos

‍

Take the guesswork out of maximizing your rewards with Kudos, a free app that automatically selects the best card for every purchase. Get started for free.

‍

Other Things to Consider

‍

Beyond the headline features, it's wise to consider your personal spending habits. For instance, a store-specific credit card might be a better choice if a significant portion of your budget is spent with a single Qantas partner retailer, potentially offering a higher points-per-dollar earn rate on those purchases. However, the pursuit of points should never come at the cost of your financial health. It's crucial to pay your balance in full each month, as interest charges will quickly erase the value of any rewards you accumulate. Ultimately, a rewards credit card is just one tool in your financial kit and should be managed responsibly alongside your cash savings and any Buy Now, Pay Later arrangements to avoid unmanageable debt.

‍

Our Methodology

‍

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

‍

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

‍

How can I earn Qantas Points with a credit card?

‍

You can earn Qantas Points through co-branded credit cards that directly accumulate points with your spending, or by using a card that earns flexible rewards points which can then be transferred to your Qantas Frequent Flyer account.

‍

Are there credit cards that transfer points to Qantas?

‍

Yes, several major credit card reward programs, such as American Express Membership Rewards and Capital One Miles, partner with Qantas, allowing you to transfer your points to the airline.

‍

What should I look for in a credit card for earning Qantas Points?

‍

Look for cards with generous welcome offers, high earning rates on your most frequent spending categories, and valuable travel benefits that offset the annual fee. Also, consider the transfer ratio if it's a flexible rewards card.

‍

‍

‍

‍