Unlocking the Power of Chase Ultimate Rewards

Chase Ultimate Rewards is the rewards program that Chase cardholders can use to redeem their points. Among points programs, Chase Ultimate Rewards can be used to pay for travel, often at a great redemption value. With Chase travel cards, like the Chase Sapphire Preferred and Chase Sapphire Reserve, you can increase the value of your points by 25-50% just by redeeming them through the Chase travel portal. That means your points will be worth 1.25X or 1.5X at a minimum and will take you further. 

Here’s a quick overview of Chase credit cards that earn Ultimate Rewards points:

• Chase Sapphire Preferred Card*
• Chase Sapphire Reserve*
• Ink Business Preferred Credit Card*
• Ink Plus Business Credit Card*
• Ink Business Premier Credit Card*
• Chase Freedom Flex
• Chase Freedom
• Chase Freedom Rise
• Chase Freedom Student
• Chase Freedom Unlimited
• Ink Business Cash Credit Card
• Ink Business Unlimited Credit Card

*You must have one of these cards to transfer Chase points to travel partners - you can combine multiple Chase cards for maximum value for the famous Chase Trifecta.

The Chase portal also allows you to transfer your points to 14 popular airline and hotel partners at a 1:1 ratio (1,000 Chase Ultimate Rewards = 1,000 of these miles or points).

These options provide a ton of flexibility and don’t require you to tie yourself to one loyalty program. 

Note: once you transfer your Ultimate Rewards to these partners, you cannot undo the action. 

How to redeem Chase Ultimate Rewards for travel:

• Log in to your Chase credit card account and head to your Chase Ultimate Rewards dashboard
• Navigate to “Travel” at the top of the screen. Search for flights, hotels, rental cars, activities, vacation rentals, and cruises, all of which can be booked with your Ultimate Rewards 

• Enter your trip information
• Follow the prompts to book the trip. You can book travel with Ultimate Rewards points, or your Chase card, or break it up into both. 

How to transfer Chase Ultime Rewards to travel partners: 

• Log in to your Chase credit card account and head to your Chase Ultimate Rewards dashboard
• Navigate to “Transfer to Travel Partners” at the top of the screen

• Select among the 14 available transfer partners. As you scroll down, you’ll see more airline options and then the hotel options - sometimes partners are running deals, so keep your eyes peeled 👀

• When you’re ready to transfer your points, click “Transfer Points” for your transfer partner of choice

The transfer is usually immediate, but can take up to 24 hours. Still don’t see it after a day?

‍Reach out to Chase support for help.

In conclusion, Chase Ultimate Rewards provide an excellent platform to earn and redeem points in a way that aligns with your lifestyle and goals, making them an indispensable asset for maximizing rewards and benefits.