Credit Cards That Still Earn Emirates Skywards Miles

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While Citi is devaluing its Emirates transfer ratio, several other major credit card programs still maintain favorable Emirates transfers. Here's the complete breakdown:

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Chase Ultimate Rewards Cards

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Currently 1:1 transfer ratio (temporarily suspended)

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Chase has temporarily suspended Emirates transfers from May 29 through tentatively June 30, 2025, but when available, these cards transfer at 1:1.

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Personal Cards:

• Chase Sapphire Preferred® Card
• Chase Sapphire Reserve®
• Chase Freedom Unlimited® (when combined with a Sapphire card)
• Chase Freedom Flex℠ (when combined with a Sapphire card)

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Travel Value"} ]]

[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Top-Tier Benefits"} ]]

[[ SINGLE_CARD * {"id": "497", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Everyday Spenders", "headerHint": "Fantastic Cash Back Card"} ]]

[[ SINGLE_CARD * {"id": "2883", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Everyday Spenders", "headerHint": "Quarterly Rotating Categories"} ]]

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Business Cards:

• Ink Business Preferred® Credit Card
• Ink Business Unlimited® Credit Card (when combined with an eligible personal card)
• Ink Business Cash® Credit Card (when combined with an eligible personal card)

[[ SINGLE_CARD * {"id": "1100", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "High Rewards Rate"} ]]

[[ SINGLE_CARD * {"id": "1098", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "No-Fee Credit Card"} ]]

[[ SINGLE_CARD * {"id": "1099", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "A Standout Choice"} ]]

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American Express Membership Rewards Cards

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Currently 1:1 transfer ratio (temporarily suspended)

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American Express suspended Emirates transfers from May 28 to June 18, 2025, but normally transfers at 1:1.

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Personal Cards:

• The Platinum Card® from American Express
• American Express® Gold Card
• American Express® Green Card
• The Blue Business® Plus Credit Card from American Express

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Premium Travel Perks"} ]]

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Foodies and Travelers", "headerHint": "Generous Travel Rewards"} ]]

[[ SINGLE_CARD * {"id": "120", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Commuters", "headerHint": "Transit Perks"} ]]

[[ SINGLE_CARD * {"id": "259", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Small Business Owners", "headerHint": "Standout Option"} ]]

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Business Cards:

• The Business Platinum Card® from American Express
• American Express® Business Gold Card
• The Blue Business® Plus Credit Card from American Express

[[ SINGLE_CARD * {"id": "2290", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "Premium Offer"} ]]

[[ SINGLE_CARD * {"id": "111", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "Versatile Business Tool"} ]]

[[ SINGLE_CARD * {"id": "259", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "Standout Option"} ]]

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Capital One Miles Cards

1:1 transfer ratio - Currently Available

Capital One maintains 1:1 Emirates transfers with no announced changes:

Personal Cards:

• Capital One Venture X Rewards Credit Card
• Capital One Venture Rewards Credit Card
• Capital One VentureOne Rewards Credit Card

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travelers", "headerHint": "Luxurious Travel Benefits"} ]]

[[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travelers", "headerHint": "High Travel Rewards"} ]]

[[ SINGLE_CARD * {"id": "440", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Busy People", "headerHint": "Travel Credit Card"} ]]

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Business Cards:

• Capital One Venture X Business Card
• Capital One Spark Miles for Business
• Capital One Spark 1.5X Miles Select

[[ SINGLE_CARD * {"id": "3444", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Travelers", "headerHint": "Business Flavor Card"} ]]

[[ SINGLE_CARD * {"id": "3055", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "Simple and Consistent Earnings"} ]]

[[ SINGLE_CARD * {"id": "434", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Car Renters", "headerHint": "Car Rental Perks"} ]]

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Bilt Rewards

1:1 transfer ratio - Currently Available

Bilt Rewards maintains 1:1 Emirates transfers:

• Bilt Mastercard® (unique for earning points on rent payments)

[[ SINGLE_CARD * {"id": "2990", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Renters", "headerHint": "Interesting Earning Structure"} ]]

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Emirates Co-Branded Credit Cards

Direct Emirates miles earning

• Emirates Skywards Mastercard from Barclays available in both Reward and Premium versions

[[ SINGLE_CARD * {"id": "3581", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travelers", "headerHint": "Emirates Enthusiasts"} ]]

Hotel Transfer Partners That Earn Emirates Miles

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While not as efficient, these hotel cards can transfer to Emirates:

• Marriott Bonvoy cards: 3:1 ratio (60,000 Marriott → 20,000 Emirates + 5,000 bonus)
• IHG One Rewards cards: Various ratios depending on card
• World of Hyatt cards: Can transfer, but ratios vary

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Consider these Citi ThankYou transfer partners that may offer better value:

Hotel Transfers:

• Choice Privileges: 1:2 ratio (exceptional value)
• Wyndham Rewards: 1:1 ratio
• IHG One Rewards: 1:1 ratio

Airline Transfers:

• Turkish Miles&Smiles: 1:1 ratio
• Air France-KLM Flying Blue: 1:1 ratio
• Avianca LifeMiles: 1:1 ratio

Is the Citi ThankYou Program Still Worth It?

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Remaining Strengths

Despite this setback, Citi ThankYou Points retain some advantages:

• Choice Privileges 1:2 transfer ratio remains industry-leading
• No transfer fees on most partner transfers
• Decent earning rates on Citi Strata Premier (3x dining, gas, groceries)

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Growing Concerns

However, this Emirates devaluation adds to existing program weaknesses:

• Limited premium card options compared to Chase, Amex, and Capital One
• Fewer transfer partners than major competitors
• No clear program roadmap for improvements

What This Means for Your Travel Strategy

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Short-Term Actions

1. Review your Citi points balance and planned Emirates redemptions
2. Transfer points before July 27 if you have specific Emirates bookings in mind
3. Consider alternative airlines for similar routes and cabin products

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Long-Term Considerations

1. Evaluate other credit card programs that maintain better Emirates transfer ratios
2. Diversify your points portfolio across multiple programs
3. Focus on Citi’s remaining strong transfer partners like Choice Privileges

Bottom Line: Act Before July 27, 2025

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This 20% devaluation of Citi ThankYou Points transfers to Emirates Skywards represents a significant blow to the program’s competitiveness. While Citi maintains some valuable transfer partners, this change makes it harder to justify choosing Citi cards over alternatives from Chase, American Express, or Capital One.

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Key takeaway: If you have Emirates redemptions planned, transfer your Citi ThankYou Points before July 27, 2025, to lock in the current 1:1 ratio. After that date, you’ll need 25% more points for the same Emirates award tickets.