United Quest vs Iberia Visa Signature: Which Is Better In 2025?

Iberia Visa Signature Breakdown

‍

[[ SINGLE_CARD * {"id": "3061", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Iberia Flyers"} ]]

‍

Why We Like It

‍

This section breaks down why we like the Iberia Visa Signature® Card.

‍

• Cardholders earn bonus Avios on purchases with Iberia and its airline partners, plus on hotel accommodations booked directly.
• While it has an annual fee, the card offers a 10% discount on Iberia flights and eliminates foreign transaction fees.
• Based on the value of Avios, what you earn can easily offset the annual fee for several years (publisher-formulated estimate).

‍

Pros

‍

• Cardholders who meet an annual spending threshold can earn a valuable discount voucher for flights.
• Avios can be transferred to other airline partners, including British Airways and Qatar Airways, providing greater redemption flexibility.
• The Iberia Plus program features redemption sweet spots, such as discounted off-peak business-class awards to Europe.

‍

Cons

‍

• Despite its annual fee, the card lacks common airline perks like priority boarding or a free checked bag.
• The annual flight discount voucher has a significant restriction that makes it unusable for solo travelers.
• Points can expire after a period of inactivity, and the airline's website can make the redemption process feel clunky.

Iberia Visa Signature vs United Quest

‍

Categories

‍

Deciding which is better, United Quest or Iberia Visa Signature, comes down to your specific travel habits and airline loyalty.

‍

• United Quest℠ Card - This card is built for frequent United Airlines flyers looking to maximize rewards and access premium travel benefits and protections within the Star Alliance network.
• Iberia Visa Signature® Card - This card is best suited for travelers who fly with Iberia or its Oneworld alliance partners and want to earn and redeem Avios for flexible travel rewards.

‍

Redemption

‍

United Quest℠ Card: Rewards are primarily redeemed for United flights, seat upgrades, and other travel purchases through the United portal, but can also be used for unique experiences and merchandise.

‍

Iberia Visa Signature® Card: Cardholders redeem Avios for flights on Iberia and its Oneworld alliance partners, offering flexible booking options like paying for flights with a combination of points and cash.

‍

Travel Perks

‍

• Foreign Transaction Fees: Both the United Quest℠ Card and the Iberia Visa Signature® Card waive foreign transaction fees, making them ideal for purchases outside the United States.
• Airline Alliance: The United Quest℠ Card is tied to the Star Alliance network, while the Iberia Visa Signature® Card belongs to the Oneworld alliance. This is the most significant difference, as it dictates which airlines you can earn and redeem rewards with.
• Lounge Access: Neither card offers complimentary, unlimited lounge access. However, the United Quest℠ Card provides an annual purchase credit that can be used for United Club passes, while the Iberia Visa Signature® Card does not include a lounge access benefit.
• Checked Bags: Cardholders of the United Quest℠ Card get free first and second checked bags for themselves and one companion on United-operated flights. The Iberia Visa Signature® Card does not offer a complimentary checked bag allowance.
• Travel Credits and Vouchers: The United Quest℠ Card includes an annual United purchase credit and anniversary award credits. The Iberia Visa Signature® Card provides a discount on Iberia flight purchases and offers a discount voucher for a companion ticket after meeting an annual spending requirement.
• Expedited Security: You can receive a statement credit for a Global Entry, TSA PreCheck, or NEXUS application fee with the United Quest℠ Card. The Iberia Visa Signature® Card does not offer this perk.

‍

Compare Top Rated Credit Cards with Kudos

‍

To make an informed decision, a tool like Kudos can help you compare top-rated cards based on your own spending habits.

‍

• Test drive credit cards: Before you apply, you can simulate your potential earnings with a new card using your actual spending data—no commitment or hard credit pull required.
• Personalized recommendations: Get card suggestions and detailed approval odds tailored to your credit report and transaction history.
• Welcome offer guarantee: If you find a better welcome offer within three months of approval, Kudos will match it.
• $100 Kudos Kickstart+ reward: Add select approved cards to your Kudos Wallet to unlock a $100 reward.
• Centralized management: Track your spending, monitor your credit score, and manage all your cards in one place.

Who Should Choose the United Quest?

‍

The United Quest℠ Card is tailor-made for frequent United Airlines flyers who can maximize its travel-centric benefits. These travelers will appreciate perks like up to two free checked bags, an annual United purchase credit, and priority boarding, which significantly enhance the travel experience. Additionally, it's a strong choice for MileagePlus members aiming to accelerate their path to elite status and anyone who values comprehensive travel protections on their journeys.

Who Should Choose the Iberia Visa Signature?

‍

The Iberia Visa Signature® Card is tailored for U.S.-based travelers who are invested in the Avios rewards program. It's particularly beneficial for those who frequently fly with Iberia, British Airways, Aer Lingus, or other Oneworld alliance airlines. According to a comprehensive review, ideal use cases include redeeming Avios for business-class flights to Spain or leveraging them for short-haul domestic trips.

Alternatives to Consider

‍

If our United Quest℠ Card vs. Iberia Visa Signature® Card comparison has left you feeling like neither option is the perfect co-pilot for your travel goals, don't worry. There are plenty of other travel rewards cards on the market that might be a better fit for your wallet and your wanderlust.

‍

[[ COMPARE_CARD * {"ids": ["509", "118"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Exceptional Value", "Generous Travel Rewards"]} ]]

‍

_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

Tips for Application Success

‍

Before You Apply

‍

• Check your credit score: Most premium travel cards require a good to excellent credit history for approval.
• Review issuer application rules: Be aware of specific policies, like Chase's 5/24 rule, which could affect your eligibility.
• Assess the card's ecosystem: Ensure the airline or hotel partners align with your travel habits to maximize the card's value.

‍

Application Strategy

‍

• Time your application strategically: Apply before large planned purchases to help meet spending requirements for a welcome offer.
• Plan to use key perks: Apply when you can take immediate advantage of benefits like annual statement credits or flight discounts.
• Be aware of issuer restrictions: Understand rules like Chase's 5/24 rule, which can affect eligibility for many popular travel cards.

Our Methodology

‍

We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

‍

Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

‍

Which card is better for earning rewards on everyday spending?

‍

The better card for your everyday purchases depends entirely on your spending patterns. We recommend comparing the bonus reward categories for the United Quest℠ Card and the Iberia Visa Signature® Card to see which aligns with your most frequent expenses.

‍

Do the miles earned with these cards expire?

‍

United MileagePlus miles do not expire, offering long-term flexibility. Iberia Avios, however, will expire after 36 months of inactivity, meaning you must earn or redeem Avios within that period to maintain your balance.

‍

Are the travel credits on these cards flexible?

‍

Each card's travel credits come with specific rules for redemption. The United Quest℠ Card provides an annual statement credit for United purchases, while the Iberia Visa Signature® Card's benefits may be structured differently, so it's crucial to read the terms for each offer.

‍