Best Business Cards of January 2025

This article is brought to you in partnership with The Points Guy.

‍

Advertiser Disclosure: This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

‍

Whether you're running a well-established company with several employees, just starting up, or doing freelancing as a side hustle, the right business card is crucial for maximizing rewards while managing your business.

‍

Here’s our rundown of the Best Business Cards of January 2025.

‍

Best for high-spending businesses: Capital One Venture X Business

[[ SINGLE_CARD * {"id": "3444", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Top Business Travel Card" } ]]

‍

Best for freelancers: Ink Business Unlimited® Credit Card

[[ SINGLE_CARD * {"id": "1098", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Small Business Owners", "headerHint" : "No Fee Card" } ]]

‍

Best for bonus earning: Ink Business Preferred® Credit Card

^{All information about the Ink Business Preferred® Credit Card has been collected independently by Kudos. Ink Business Preferred® Credit Card is no longer available through joinkudos.com.}

[[ SINGLE_CARD * {"id": "1100", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Valuable Rewards" } ]]

‍

Best for business travel luxury: The Business Platinum Card® from American Express

^{“Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”}

[[ SINGLE_CARD * {"id": "2290", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Premium Offer" } ]]

‍

Best for business versatility and travel rewards: American Express® Business Gold Card

^{“Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”}

[[ SINGLE_CARD * {"id": "111", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Versatile Business Tool" } ]]

‍

Best for Southwest Business Travelers: Southwest Rapid Rewards^® Premier Business Credit Card‍

[[ SINGLE_CARD * {"id": "2160", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Large Welcome Offer" } ]]

‍

Best for Small Business Owners who fly United: The New United^SM Business Card

[[ SINGLE_CARD * {"id": "2403", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Business Owners", "headerHint" : "Strong Card Contender" } ]]

‍

Best for Streamlined Spending: Capital One Spark Cash Plus

[[ SINGLE_CARD * {"id": "437", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "Powerful Cash Back Rewards Program"} ]]

‍

Best for Office Supplies and Technology Spending: Ink Business Cash® Credit Card

[[ SINGLE_CARD * {"id": "1099", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Small Business Owners", "headerHint" : "Maximize Cash Back" } ]]

‍

Interested in seeing our picks for other cards? Make sure to check out our Best Airline Cards post, Best Travel Credit Cards post and Best Cashback Credit Cards post.

‍

Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.