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Chase's 100,000-Point Ink Business Cash and Ink Unlimited Offers Are Ending September 17, 2026
September 27, 2026
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
On September 17, 2026, Chase is ending the 100,000-point welcome offers, which require $8,000 in purchases in the first four months, for the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card.
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What is on the Table
- The bonus: $1,000 in bonus cash back, awarded as 100,000 Chase points.
- The requirement: $8,000 in purchases in the first four months.
This is the highest welcome offer either card has ever carried.
Chase markets it as $1,000 cash back, and if you only hold cash-back Chase cards, that is what it is. But it posts as 100,000 Ultimate Rewards points, so if you also hold a Chase Sapphire Preferred® Card, a Chase Sapphire Reserve® (on the Reserve, the first $300 spent goes towards the $300 Annual Travel Credit) or an Ink Business Preferred® Credit Card, you can move those points over and transfer them to airline and hotel partners instead.
$8,000 in four months is easy to lose track of. Kudos tracks your progress toward a welcome bonus for free, so you find out you are behind with weeks to spare rather than days. Track your sign-up bonus progress
You Probably Qualify as a Business
The most common reason people skip business cards is assuming they do not have a business. Chase's definition is broader than most people expect. Freelancing, consulting, reselling, tutoring or rideshare driving generally qualifies as a sole proprietorship. You apply with your own name as the business name and your Social Security number as the tax ID.
Kudos tracks the cashback and rewards you earn across all your cards, which makes it much easier to see whether you are on pace to hit a welcome-offer spend requirement.
How the Two Cards Differ
Ink Business Cash is the category card, with elevated earning at office supply stores and on internet, cable and phone services. Ink Business Unlimited is the flat-rate card, with nothing to track. They are built to be held together, Unlimited as the default and Cash for the bonus categories.
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The 5/24 Caveat
Chase generally declines applicants who have opened five or more personal cards across all issuers in the past 24 months. These business cards do not report to your personal credit file, so they do not add to your count once opened, but your existing count still decides whether you are approved. Learn more about the Chase 5/24 Rule.
The Bottom Line
September 17 is a real deadline on the best offer either of these cards has ever carried, and neither charges an annual fee. If you have any self-employment income and your 5/24 count is clear, this is worth deciding on this week rather than next.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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